topic Re: I should stop while I'm ahead in Credit Cards

I should stop while I'm ahead

bluewillow — Wed, 30 May 2012 19:53:06 GMT

Opened a NFCU cash rewards card last month..so I get a preapproved letter for Platinum MC so what the hell right.....24 hour review ..should of just shredded it wasted inq

Re: I should stop while I'm ahead

Datx — Wed, 30 May 2012 20:00:27 GMT

You could still be approved for it. You never know.

Re: I should stop while I'm ahead

bluewillow — Wed, 30 May 2012 20:13:52 GMT

yeah who knows..never seen a 24 hour review only 3-5 days

Re: I should stop while I'm ahead

Creditaddict — Wed, 30 May 2012 20:51:01 GMT

@bluewillow wrote:
Opened a NFCU cash rewards card last month..so I get a preapproved letter for Platinum MC so what the hell right.....24 hour review ..should of just shredded it wasted inq

I have not seen a pre-approval get declined.

Re: I should stop while I'm ahead

bluewillow — Wed, 30 May 2012 20:53:53 GMT

Why a 24 hour review then on a pre approval?? Computer maybe could not determine a credit line?? Oh well live & learn

Re: I should stop while I'm ahead

Creditaddict — Wed, 30 May 2012 20:56:12 GMT

@bluewillow wrote:
Why a 24 hour review then on a pre approval?? Computer maybe could not determine a credit line?? Oh well live & learn

It happens all the time!

Have you logged in to see if it's appearing or have you called... They can usually then go look it up and decide on spot or others post it just appeared later as an account when they logged in.

I don't know what you are living and learning before you get an answer... Lets think Glass HALF FULL!!!

Re: I should stop while I'm ahead

Anonymous — Wed, 30 May 2012 23:46:00 GMT

i have never seen a pre approval get denied with nfcu. 24 hr decision prob means it got forwarded to lending and they are going to determine your cl. I have to cc's with them also and the plat is a good card to have. its the lowest apr they offer with no rewards so basically its my just in case card lol. let us know when you get approved!