topic Re: NavChek Approval Question in Credit Cards

NavChek Approval Question

bichonmom — Thu, 31 May 2012 05:01:41 GMT

I was wondering how you find out if you're approved for NavCheck and for how much. I apped and got the 1-hr message, which I completely expected.

Do they send an email or where would it show up online?

Do most people get the 1-hr approval, or is it taking days and you need to provide them w/more info?

Thanks!

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 05:03:53 GMT

I did it this week and got a text to call them. When I did I was conditionally approved, had to send in a bank statement and two check stubs

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 05:04:09 GMT

Took 1 hour

Re: NavChek Approval Question

bichonmom — Thu, 31 May 2012 05:09:19 GMT

Well, I don't have text messaging. The app did ask for my email address and phone number. But they have only called me when they wanted more info, which was w/both apps! I'm really hoping this one will go smoothly. (fingers crossed)

Re: NavChek Approval Question

Karunch — Thu, 31 May 2012 05:34:02 GMT

When you're logged in, click on the Account Services tab, then click on MORE at the bottom. This will bring up a list and under Consumer & Mortgage Loans you will see a link for "Check Status of a Pending Loan Application". It should show up there, I believe.

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 06:03:49 GMT

@Karunch wrote:
When you're logged in, click on the Account Services tab, then click on MORE at the bottom. This will bring up a list and under Consumer & Mortgage Loans you will see a link for "Check Status of a Pending Loan Application". It should show up there, I believe.

+1 text messaging woud be the fastest way or you could do it this way. let us know the results!

Re: NavChek Approval Question

bichonmom — Thu, 31 May 2012 06:18:46 GMT

Well, I don't have text messaging because I was getting spam and didn't want to pay for spamming text messages coming in. And I rarely had need to use it, since I use email.

All I know is my other two apps did not go smoothly, so I'm super nervous about this one.

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 06:22:00 GMT

Sorry all,

But what is NavCheck .

Re: NavChek Approval Question

bichonmom — Thu, 31 May 2012 06:27:40 GMT

Navy Federal overdraft protection/LOC.

Re: NavChek Approval Question

bichonmom — Thu, 31 May 2012 06:53:42 GMT

2 hrs and still no info. Oh, well. I'm not going to hold my breath. It looks like they're going to put me through the ringer again.

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 08:02:44 GMT

@bichonmom wrote:
2 hrs and still no info. Oh, well. I'm not going to hold my breath. It looks like they're going to put me through the ringer again.

i know the waiting game sucks but why dont you call them? i wouldnt want to call them either it was just a suggestion lol

Re: NavChek Approval Question

CS800 — Thu, 31 May 2012 11:16:31 GMT

I called in and the CSR checked it for me after about 30 mnutes. I also got a text message stating the approval. Best thing is to call them up.

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 12:20:06 GMT

@CS800 wrote:
I called in and the CSR checked it for me after about 30 mnutes. I also got a text message stating the approval. Best thing is to call them up.

It must was too early in the morning for the CSR I spoke with moments ago. All she told me was my application is still pending review. I saw that online.

Re: NavChek Approval Question

Whereis750 — Thu, 31 May 2012 13:23:17 GMT

bichonmom - are you able to log into your NFCU accounts? If so, you'll want to do what previous poster advised:

This will provide you with the status of your LOC app. I wish you well and post back with your results!!

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 15:21:43 GMT

@Whereis750 wrote:
bichonmom - are you able to log into your NFCU accounts? If so, you'll want to do what previous poster advised:

When you're logged in, click on the Account Services tab, then click on MORE at the bottom. This will bring up a list and under Consumer & Mortgage Loans you will see a link for "Check Status of a Pending Loan Application".

This will provide you with the status of your LOC app. I wish you well and post back with your results!!

something tells me she kept hitting the refresh button too much last night and passed out! lol

Re: NavChek Approval Question

bichonmom — Thu, 31 May 2012 18:15:02 GMT

Whew! Approved. It's a miracle.

Re: NavChek Approval Question

Anonymous — Thu, 31 May 2012 18:16:57 GMT

@bichonmom wrote:
Whew! Approved. It's a miracle.

Congrats! I'm still waiting for a decision.

Re: NavChek Approval Question

ADARPegasus — Thu, 31 May 2012 18:18:21 GMT

Do you have Credit Cards from NFCU as well?

Re: NavChek Approval Question

bichonmom — Thu, 31 May 2012 18:22:06 GMT

@Jonbuck06 wrote:
Do you have Credit Cards from NFCU as well?

I have their Cash Rewards Visa. I'm thinking about moving my checking over to them after I move.

Re: NavChek Approval Question

ADARPegasus — Thu, 31 May 2012 18:23:50 GMT

yea i have my checking accounts and stuff with them too its just a little tough when it comes to checking and savings who do u bank with now? whats you limit on you cc?