topic Re: NavChek not reporting in Credit Cards

NavChek not reporting

CS800 — Fri, 01 Jun 2012 03:03:36 GMT

My Visa is already reporting but my NavChek hasnt, is it normal?

It shows up under my accounts. The Visa started reporting 3 weeks ago to all 3

Re: NavChek not reporting

Whereis750 — Fri, 01 Jun 2012 03:34:30 GMT

CS800 - how long after approval did the CC show up on your reports?

Re: NavChek not reporting

Anonymous — Fri, 01 Jun 2012 03:45:33 GMT

with me 2 days with both cc's with nrewards and visa platinum

Re: NavChek not reporting

CS800 — Fri, 01 Jun 2012 03:49:13 GMT

1 week later the Visa showed up

Re: NavChek not reporting

Whereis750 — Fri, 01 Jun 2012 03:53:02 GMT

Thanks. I'll let you know when my Navchek shows up.

Re: NavChek not reporting

bichonmom — Fri, 01 Jun 2012 07:00:19 GMT

My Navy CC didn't report until after the first statement cut, which was nearly a month after I was approved. It was one of the slower ones to report. I'll be curious to see how long it takes for them to report my NavChek. Personally, I'd prefer it take a while because I'm concerned about Barclay's and Amex seeing it.

Re: NavChek not reporting

Anonymous — Fri, 01 Jun 2012 13:38:50 GMT

My NavChek has never reported. It is only $1000 though - never had a need for more (we used it once)

Our 2 15k CCs with them reported promptly - within 2 weeks of being approved

Re: NavChek not reporting

CS800 — Fri, 01 Jun 2012 15:13:01 GMT

@bichonmom wrote:
My Navy CC didn't report until after the first statement cut, which was nearly a month after I was approved. It was one of the slower ones to report. I'll be curious to see how long it takes for them to report my NavChek. Personally, I'd prefer it take a while because I'm concerned about Barclay's and Amex seeing it.

I always have Barclays in the back of my mind also. Wait until they do an account review and see my CL from NFCU. They will most likely CLD me.

But I have always paid Barclays more than the min payment and ahead of time. Hopefully, they consider this is me being a responsible customer. I still have about $1700 balance on it right now.

I'm curious to see how my NavChek reports.I think it reports like a CC so this will add to my overall credit limit and lower my util to about 3%.

Re: NavChek not reporting

Anonymous — Fri, 01 Jun 2012 16:16:03 GMT

NavChek reports as a revolving line of credit and is factored into utilization. For me it reports on all 3 bureaus but I don't recall how long it took to start reporting.

Re: NavChek not reporting

Anonymous — Fri, 01 Jun 2012 17:15:32 GMT

Might be worth putting a small balance on it so it juices it's reporting.