topic Anyone else backdate like AMEX? in Credit Cards

Anyone else backdate like AMEX?

mab6311 — Sun, 03 Jun 2012 12:37:59 GMT

Just curious does anyone else do backdating like AMEX does?

Re: Anyone else backdate like AMEX?

OhioCPA — Sun, 03 Jun 2012 12:44:36 GMT

Re: Anyone else backdate like AMEX?

kevinjjc — Sun, 03 Jun 2012 12:52:09 GMT

No, only American Express cards issued by American Express Centurion Bank.

Re: Anyone else backdate like AMEX?

tmbr10 — Mon, 04 Jun 2012 02:50:07 GMT

@kevinjjc wrote:
No, only American Express cards issued by American Express Centurion Bank.

oh! So an AMEX card from say... BOA would not be backdated?

Re: Anyone else backdate like AMEX?

android01 — Mon, 04 Jun 2012 02:54:32 GMT

@tmbr10 wrote:
@kevinjjc wrote:
No, only American Express cards issued by American Express Centurion Bank.
oh! So an AMEX card from say... BOA would not be backdated?

Nope. Sorry!

Re: Anyone else backdate like AMEX?

-Cain- — Mon, 04 Jun 2012 02:55:00 GMT

No, a BofA AmEx card would not be backdated.

Re: Anyone else backdate like AMEX?

Anonymous — Mon, 04 Jun 2012 11:14:54 GMT

Backdating is a privilege of membership that will likely go away at some point.

Previous membership, or not, Amex will still deny applications of people who don't currently meet their criteria. Backdating can help with AAOA but you still must have done the work to get re-accepted.

Re: Anyone else backdate like AMEX?

sjt — Mon, 04 Jun 2012 18:04:58 GMT

@kevinjjc wrote:
No, only American Express cards issued by American Express Centurion Bank.

Amex has another bank as well, which is American Express Bank, FSB.

Re: Anyone else backdate like AMEX?

kevinjjc — Tue, 05 Jun 2012 00:15:47 GMT

sjt, is that for some of their other cards, or maybe their online savings account?

Re: Anyone else backdate like AMEX?

linux007969 — Sat, 09 Jun 2012 23:22:34 GMT

-Cain- wrote:
No, a BofA AmEx card would not be backdated.

Where did you get this info at? A friend of mine had a credit card that was through FIA (BOA) & then later they sent him a new card with a new account number andhe showed it to me and it says member since 1982 or something like that. So BOA does backdate.

Re: Anyone else backdate like AMEX?

pizzadude — Sat, 09 Jun 2012 23:30:29 GMT

@linux007969 wrote:
@-Cain- wrote:
No, a BofA AmEx card would not be backdated.

Where did you get this info at? A friend of mine had a credit card that was through FIA (BOA) & then later they sent him a new card with a new account number andhe showed it to me and it says member since 1982 or something like that. So BOA does backdate.

BofA might put a "member since date" on their card but they do not backdate on credit reports. My Debit card has a Member Since date as well but it is also meaningless from a credit reporting perspective. Only cards underwritten by AMEX will backdate on your credit reports.

Re: Anyone else backdate like AMEX?

Anonymous — Sun, 10 Jun 2012 10:38:22 GMT

Although it's just a retail store card, I've heard that Nordstrom will reactivate an old account and keep the original open date. Probably will only be useful for a very small percentage of the population.

I hope that Amex doesn't stop backdating in the future --it's a useful perk.