topic Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee? in Credit Cards

Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee?

Creditaddict — Wed, 13 Jun 2012 16:54:42 GMT

Hello -

Capital One is offering BT of 0% for 12 months with only a 2% BT Fee.

My Partner gets offering for Bank of America multiple times a week but the ones from last week had a 5% BT Fee!!!! 5% REALLY BofA!

Know of any others that would be worth opening a new account for? Really the only way it would be worth it probably is if it came with offer of NO FEE BT when opening new account within first 30 days or something.... Don't need the 18-23 months Citi has been offering lately.

Re: Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee?

Anonymous — Wed, 13 Jun 2012 16:59:42 GMT

@Creditaddict wrote:
Hello -
Capital One is offering BT of 0% for 12 months with only a 2% BT Fee.

My Partner gets offering for Bank of America multiple times a week but the ones from last week had a 5% BT Fee!!!! 5% REALLY BofA!

Know of any others that would be worth opening a new account for? Really the only way it would be worth it probably is if it came with offer of NO FEE BT when opening new account within first 30 days or something.... Don't need the 18-23 months Citi has been offering lately.

Chase Slate has the best BT offering at the moment. 0% for 15 months with no BT fee within 30 days of BT request.

Re: Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee?

Creditaddict — Wed, 13 Jun 2012 17:07:09 GMT

@Anonymous wrote:
@Creditaddict wrote:
Hello -
Capital One is offering BT of 0% for 12 months with only a 2% BT Fee.

My Partner gets offering for Bank of America multiple times a week but the ones from last week had a 5% BT Fee!!!! 5% REALLY BofA!

Know of any others that would be worth opening a new account for? Really the only way it would be worth it probably is if it came with offer of NO FEE BT when opening new account within first 30 days or something.... Don't need the 18-23 months Citi has been offering lately.
Chase Slate has the best BT offering at the moment. 0% for 15 months with no BT fee within 30 days of BT request.

OH NICE... They sure are!

Anyone know of any Business Cards currently with an offer close to this?

Re: Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee?

pizzadude — Wed, 13 Jun 2012 17:10:40 GMT

Have you checked with NFCU lately ? They have great BT promotions, usually with no BT fees....

Re: Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee?

Creditaddict — Wed, 13 Jun 2012 17:30:29 GMT

@pizzadude wrote:

Have you checked with NFCU lately ? They have great BT promotions, usually with no BT fees....

Yes, I believe they only do the 0% offers like 2 a year though....

And actually that is where this balance is... it's only 9% interest but if it can be moved for free or $40ish bucks and pay over 4-6 months... it's cheaper to move!

Re: Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee?

pizzadude — Wed, 13 Jun 2012 17:51:57 GMT

@Creditaddict wrote:
@pizzadude wrote:

Have you checked with NFCU lately ? They have great BT promotions, usually with no BT fees....
Yes, I believe they only do the 0% offers like 2 a year though....

And actually that is where this balance is... it's only 9% interest but if it can be moved for free or $40ish bucks and pay over 4-6 months... it's cheaper to move!

Gotcha ~ that makes sense. And I don't think NFCU ( or any other creditor ) will let you balance Xfer between their own cards....

Re: Capital One BT Offer... Any Better worth opening a new account? any 0% BT Fee?

Creditaddict — Wed, 13 Jun 2012 18:10:03 GMT

@pizzadude wrote:
@Creditaddict wrote:
@pizzadude wrote:

Have you checked with NFCU lately ? They have great BT promotions, usually with no BT fees....
Yes, I believe they only do the 0% offers like 2 a year though....

And actually that is where this balance is... it's only 9% interest but if it can be moved for free or $40ish bucks and pay over 4-6 months... it's cheaper to move!
Gotcha ~ that makes sense. And I don't think NFCU ( or any other creditor ) will let you balance Xfer between their own cards....

That's easily solved making a payment to a person or some banks will allow you to send yourself a check to then pay as you want... it's easier if they send checks then doing online or over phone.