topic Re: WF billing question in Credit Cards

WF billing question

Duncanrr — Tue, 19 Jun 2012 04:05:54 GMT

Got my card and charged $200/500 to it. My billing date is 7/18. Due date is august something. If I pay 200 online on 7/15 will it be reflected in my 7/18 bill? (trying to watch my utilization).

Re: WF billing question

Anonymous — Tue, 19 Jun 2012 04:38:19 GMT

@Duncanrr wrote:
Got my card and charged $200/500 to it. My billing date is 7/18. Due date is august something. If I pay 200 online on 7/15 will it be reflected in my 7/18 bill? (trying to watch my utilization).

Best way is to ask wf. In my experience, it's fine. If using wf account paying to wf cc, it seems to hit ASAP but if after a certain time, might not hit until next day.

Re: WF billing question

Anonymous — Tue, 19 Jun 2012 07:44:55 GMT

Yes it should I pay the day before and it shows as zero balance even if the transactions are pending

Re: WF billing question

Anonymous — Tue, 19 Jun 2012 07:54:51 GMT

Dun, always great to keep your UTI down! Keep your money, and see your score go UP! Also would recommend getting 3 c.c. (from my experince on differnt credit score models and forums this is roughly the max you can get to better your score) and be patient.

Re: WF billing question

Duncanrr — Tue, 19 Jun 2012 12:35:36 GMT

I'm getting a third in couple months, probably...would have to leave garden early, but wanted to get unsecured so im letting new cards pop on reports first and then see where I am at in terms of credit score.