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    <title>topic Re: Question Zync Packs? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1458956#M401588</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/334242"&gt;@pizzadude&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I orignally signed up with just the free packs. If I add some others now is the first year fee waived or no?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No, you'll have to pay for any packs that you add that aren't free.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;SPAN&gt;The paid packs aren't deals either.&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 22 Jun 2012 05:03:03 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-06-22T05:03:03Z</dc:date>
    <item>
      <title>Question Zync Packs?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1456976#M401159</link>
      <description>&lt;P&gt;I orignally signed up with just the free packs. If I add some others now is the first year fee waived or no?&lt;/P&gt;</description>
      <pubDate>Thu, 21 Jun 2012 04:38:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1456976#M401159</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-06-21T04:38:38Z</dc:date>
    </item>
    <item>
      <title>Re: Question Zync Packs?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1456984#M401161</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I orignally signed up with just the free packs. If I add some others now is the first year fee waived or no?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No, you'll have to pay for any packs that you add that aren't free.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Jun 2012 04:49:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1456984#M401161</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2012-06-21T04:49:15Z</dc:date>
    </item>
    <item>
      <title>Re: Question Zync Packs?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1458956#M401588</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/334242"&gt;@pizzadude&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I orignally signed up with just the free packs. If I add some others now is the first year fee waived or no?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No, you'll have to pay for any packs that you add that aren't free.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;SPAN&gt;The paid packs aren't deals either.&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 22 Jun 2012 05:03:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1458956#M401588</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-06-22T05:03:03Z</dc:date>
    </item>
    <item>
      <title>Re: Question Zync Packs?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1459350#M401675</link>
      <description>&lt;P&gt;If you get the restraunt one and know for sure you will hit 5k in the year. Is it still a bad deal?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;&lt;P&gt;Ryan&lt;/P&gt;</description>
      <pubDate>Fri, 22 Jun 2012 15:23:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1459350#M401675</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-06-22T15:23:09Z</dc:date>
    </item>
    <item>
      <title>Re: Question Zync Packs?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1459362#M401679</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't think it's appropriate to label all of the paid packs as "bad".&amp;nbsp;&amp;nbsp; In fact many of them will pay for themselves with just the initial gift cards that you receive for signing up.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You just need to look at the cost vs benefits.&lt;/P&gt;</description>
      <pubDate>Fri, 22 Jun 2012 15:27:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-Zync-Packs/m-p/1459362#M401679</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2012-06-22T15:27:28Z</dc:date>
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