topic Discover question in Credit Cards

Discover question

Anonymous — Fri, 29 Jun 2012 18:13:43 GMT

Kind of weird but I applied for walmart discover and got denied. Then I went to the discover site and applied for a discover more and got approved. Is it harder to get the walmart discover than a non branded one? Also since I was approved for a discover more can I apply for the miles discover as well, and will I get approved since I was already approved for the more card?

Re: Discover question

Anonymous — Fri, 29 Jun 2012 18:45:07 GMT

Hi!

I would call the Walmart Discover people since you already took the hit for the inquiry and try and recon. ALOT of times with GEMB (backs Walmart Discover) there is a verification or security process where they need to just verify some info and then it's approved. I would try calling them first before applying or doing anything else at this point..

Good Luck

Re: Discover question

Anonymous — Fri, 29 Jun 2012 18:53:59 GMT

Walmart Discover issued by GEMB so different lender than Discover card from Discover. As for more than one Discover, I am not sure of the rules. However, don't think that approval for one card necessarily means approval for 2nd card.

Re: Discover question

Anonymous — Fri, 29 Jun 2012 23:47:24 GMT

I have the Discover More card and, when I app'ed for the regular Walmart Card to get the free FICO score, I got the dreaded 7-10 day reply. BUT, because I had learned from you good folks here at myFICO®, I knew to call in right away. They just wanted to verify my information then they told me what my limit was going to be -- imagine my surprise when in the mail here came the Walmart DISCOVER card!!! Very cool--