topic CSP authorized user? in Credit Cards

CSP authorized user?

Anonymous — Fri, 29 Jun 2012 22:17:40 GMT

About to get the CSP. How much is it to add my wife as an AA? And will the card be reported in her credit report the same way it will on mine? In trying to boost her score.

Re: CSP authorized user?

Anonymous — Fri, 29 Jun 2012 22:31:37 GMT

C3, I don't think there is additional cost for AU. However, depending on her credit file, a newly open CC isn't likely to help her all that much.

Re: CSP authorized user?

Anonymous — Sat, 30 Jun 2012 01:18:22 GMT

To be an AA do they do a hard pull?

Re: CSP authorized user?

Jake0215 — Sat, 30 Jun 2012 03:36:00 GMT

@Anonymous wrote:
To be an AA do they do a hard pull?

I've added my SO as an AU to my CSP. They do not do a hard pull, they don't even ask for their soc. #. Which means, unless you share something in common, last name, address, etc. it's possible it might not report at all. It does for my SO because we share an address. It helped her file tremendously. This may not be true but i think it helped her go from a secured boa card, to her own chase freedom siggy and Amex gold in less than 6 months. Not the only thing of course, I helped her remove a collection. But I'm sure the 6k trade line swayed her Amex app.

Re: CSP authorized user?

Anonymous — Sat, 30 Jun 2012 04:02:12 GMT

Excellent thank you very much for the info!

Re: CSP authorized user?

bettercreditguy1 — Sat, 30 Jun 2012 11:49:16 GMT

I have a Chase Airline Card, apped for it in my name and my SO on app without her ss number. She received a card with her name and same account number as mine. no Charge for the second card, it reports, Statement comes to me and I am responsible for all charges.