topic Re: Diamond Preferred Today! in Credit Cards

Diamond Preferred Today!

Anonymous — Tue, 03 Jul 2012 04:31:26 GMT

Got it in the mail today and it is absolutely gorgeous!

I apped primarily for the 18 month at 0% to cover some upcoming costs, but what else is this card good for?

Re: Diamond Preferred Today!

Anonymous — Tue, 03 Jul 2012 04:47:35 GMT

Congrats on your card, if you don't mind me asking what is your FICO? Also the card service is great if you go out of town often and want personal service.

Check the website, here is a part of it -

24/7 access to personalized concierge service providing

assistance in booking hotel, flights, concert tickets and much more

Special access for Citi card members to ticket presales, preferred seating, special VIP packages and unique entertainment experience through Citi Private Pass

Re: Diamond Preferred Today!

RockinRay — Tue, 03 Jul 2012 15:51:03 GMT

@Anonymous wrote:
Got it in the mail today and it is absolutely gorgeous!

I apped primarily for the 18 month at 0% to cover some upcoming costs, but what else is this card good for?

Congrats! My wife has one of those and we used it for the 21 month 0 percent balance transfer offer. Her CLis $7800 and we paid that BT off in 20 months...

Re: Diamond Preferred Today!

tmbr10 — Tue, 03 Jul 2012 17:50:26 GMT

The 0% APR for 18 months. The BT options at 0%. And, the fact that this is a solid prime card that will grow with you and be there for you in a pinch are your advantages.

They are also making an attempt to add rewards. Still learning about that.

Whats your CL, BTW?

Re: Diamond Preferred Today!

CS800 — Tue, 03 Jul 2012 18:19:13 GMT

CITI still hates me

Re: Diamond Preferred Today!

RockinRay — Tue, 03 Jul 2012 20:54:55 GMT

@CS800 wrote:
CITI still hates me

I just closed my Thankyou card with them. Don't need them.

Do not feel bad! One day they will come knocking on your door!

Re: Diamond Preferred Today!

CS800 — Tue, 03 Jul 2012 21:07:29 GMT

@RockinRay wrote:
@CS800 wrote:
CITI still hates me
I just closed my Thankyou card with them. Don't need them.

Do not feel bad! One day they will come knocking on your door!

I have been getting mail offers from them for the TY Preferred and the Diamond Preferred. Like twice a week

So since I wanted to take advantage of the 18 months BT on the Diamond, I took the dive. They denied me even with a recon. I do see their point though. I have about 3 new accounts. I even said the to supervisor that Id take a low CL but no they didnt budge.

I had one HP to give on EX and that was it. I'm just annoyed that I was getting all those mailers and got denied..

Re: Diamond Preferred Today!

mxp114 — Tue, 03 Jul 2012 21:20:02 GMT

Is the card still that black card with the tiny symbols in the bg? And is it a MC? They seem to be issuing Visa's a lot now.

Re: Diamond Preferred Today!

JusdoNit — Wed, 04 Jul 2012 00:11:22 GMT

@CS800 wrote:
CITI still hates me

Me three.

But, congrats to those able to obtain one

Re: Diamond Preferred Today!

tmbr10 — Wed, 04 Jul 2012 01:52:34 GMT

@mxp114 wrote:
Is the card still that black card with the tiny symbols in the bg? And is it a MC? They seem to be issuing Visa's a lot now.

Yup!

Re: Diamond Preferred Today!

Anonymous — Thu, 05 Jul 2012 05:07:48 GMT

@Anonymous wrote:
Congrats on your card, if you don't mind me asking what is your FICO? Also the card service is great if you go out of town often and want personal service.

Check the website, here is a part of it -

24/7 access to personalized concierge service providing
assistance in booking hotel, flights, concert tickets and much more

Special access for Citi card members to ticket presales, preferred seating, special VIP packages and unique entertainment experience through Citi Private Pass

I'm not sure what my FICO is. I imagine it's hovering around 700 though. Citi didn't give me my score presumably because they gave me the lowest rate (11.99%) following the intro 0% period.

@tmbr10 wrote:
The 0% APR for 18 months. The BT options at 0%. And, the fact that this is a solid prime card that will grow with you and be there for you in a pinch are your advantages.

They are also making an attempt to add rewards. Still learning about that.

Whats your CL, BTW?

I only got approved for $500, but I had $5200 on my Dividend and $5000 on Forward. The phone rep told me that between my two accounts I was at the max they could offer me based on my income (<$25k, student), but could move around funds from my other two accounts. I took some off each and now have a $5500 CL on the diamond. I rarely use the Dividend and I don't usually charge up more than $1k on the Forward monthly, plus I PIF so it doesn't really need a high limit.

@mxp114 wrote:
Is the card still that black card with the tiny symbols in the bg? And is it a MC? They seem to be issuing Visa's a lot now.

Yes, and omg it's so cool looking.