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  <channel>
    <title>topic Re: Orchard lucky # in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/137782#M40569</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;bren39 wrote:&lt;BR /&gt;&lt;DIV&gt;Guess what Cory, I had a sorta high one when I threatened to close it down...lmao...And still got the increase...But I understand wanting to get it down before asking...I guess that nite I had some kind of nerves....&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;Okay. Cover me I'm going in, lol. I'll be back. I am about to get the nerves too.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Cory&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Tue, 22 Jan 2008 21:02:42 GMT</pubDate>
    <dc:creator>Cory</dc:creator>
    <dc:date>2008-01-22T21:02:42Z</dc:date>
    <item>
      <title>Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135649#M39722</link>
      <description>&lt;DIV&gt;Hey folks,&lt;/DIV&gt;&lt;DIV&gt;Just thought I'd share the # that has been giving out clis without pulls...1-800-395-6090.I called tonite and picked up 200 no fee no pull.....&lt;/DIV&gt;</description>
      <pubDate>Sat, 19 Jan 2008 00:51:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135649#M39722</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-19T00:51:41Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135805#M39804</link>
      <description>Yup, saw this on CB earlier today, Got my cl too! only $100 but better then nothing.&lt;BR /&gt;Don't forget to say you were transfered over.&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;E!</description>
      <pubDate>Sat, 19 Jan 2008 04:46:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135805#M39804</guid>
      <dc:creator>Eric958</dc:creator>
      <dc:date>2008-01-19T04:46:57Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135809#M39808</link>
      <description>How long w/ the O-card, b4 gettin' the luv?</description>
      <pubDate>Sat, 19 Jan 2008 04:49:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135809#M39808</guid>
      <dc:creator>Junejer</dc:creator>
      <dc:date>2008-01-19T04:49:56Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135838#M39825</link>
      <description>&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/90111"&gt;@Junejer&lt;/a&gt; wrote:&lt;BR /&gt;How long w/ the O-card, b4 gettin' the luv?&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Had mines about 7 mths I think</description>
      <pubDate>Sat, 19 Jan 2008 06:06:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135838#M39825</guid>
      <dc:creator>Eric958</dc:creator>
      <dc:date>2008-01-19T06:06:22Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135877#M39844</link>
      <description>&lt;DIV&gt;Yep Eric..Thats where I got the number at CB...&amp;nbsp;Orchard phone reps&amp;nbsp;may be overwhelmed by now... But it sure worked well yesterday....&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 19 Jan 2008 13:51:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/135877#M39844</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-19T13:51:41Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136355#M40004</link>
      <description>&lt;DIV&gt;I got a CLI of $500 yesterday, definitely a useful #.&lt;/DIV&gt;</description>
      <pubDate>Sun, 20 Jan 2008 15:24:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136355#M40004</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-20T15:24:06Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136409#M40024</link>
      <description>&lt;DIV&gt;Thanks for the telephone number!&amp;nbsp; I called 5 minutes ago and received a $200 CLI.&amp;nbsp; I noticed that my Utilization on my credit report was bad because of the $300 limit,&amp;nbsp;by the time the CB was getting the information it made me look like I was overextended, however the balance is ALWAYS paid in ful, and on time.&amp;nbsp; I basically use it as a glorified debit card.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Pulled Scores today&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;EXPERIAN: 655 up from 634&lt;/DIV&gt;&lt;DIV&gt;EQUIFAX: 634 - Showed me as over utilized - no change in score&lt;/DIV&gt;&lt;DIV&gt;TRANS U: 609&amp;nbsp;- Showed me as over utilized -&amp;nbsp;down from 620&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Any suggestions on a new card to apply for based on the above?&lt;/DIV&gt;</description>
      <pubDate>Sun, 20 Jan 2008 17:26:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136409#M40024</guid>
      <dc:creator>brendogg27</dc:creator>
      <dc:date>2008-01-20T17:26:03Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136410#M40025</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Thank you for the info. I was turned down for a CLI by a CSR last week.&amp;nbsp; I just called the number posted and was approved for a $500 CLI with no fee, no hard pull. Yeah!&amp;nbsp; The CSR did ask how I got the number.&amp;nbsp; I told him that I threatened to close my account and as referred - which is somewhat true. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by BBYGRL on &lt;SPAN class="date_text"&gt;01-20-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;09:32 AM&lt;/SPAN&gt;</description>
      <pubDate>Sun, 20 Jan 2008 17:32:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136410#M40025</guid>
      <dc:creator>BBYGRL</dc:creator>
      <dc:date>2008-01-20T17:32:44Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136433#M40035</link>
      <description>Does anyone know if this number happens to work for HSBC also?</description>
      <pubDate>Sun, 20 Jan 2008 18:46:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136433#M40035</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-20T18:46:31Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136462#M40043</link>
      <description>D'ya think this'll work if I haven't even got the card in the mail yet?? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Sun, 20 Jan 2008 20:44:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136462#M40043</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-20T20:44:13Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136465#M40045</link>
      <description>&lt;DIV&gt;I just called, got $100, but they did say there would be a ten dollar fee.&amp;nbsp; That's still better than the $ 25 fee last time I got an increase.&amp;nbsp; Not sure if it works for HSBC, if anyone knows, please post.&lt;/DIV&gt;</description>
      <pubDate>Sun, 20 Jan 2008 20:51:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136465#M40045</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-20T20:51:51Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136466#M40046</link>
      <description>&lt;P&gt;Someone had a post with the HSBC #. I wrote it down, good thing.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;HSBC MC 1-888-385-8916&lt;/P&gt;</description>
      <pubDate>Sun, 20 Jan 2008 20:55:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136466#M40046</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-20T20:55:23Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136483#M40056</link>
      <description>AHEM.&lt;BR /&gt;&lt;BR /&gt;I would like to report that I have just received a $200 CLI and I HAVEN'T EVEN GOTTEN THE CARD IN THE MAIL YET!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; ::happydance::&lt;BR /&gt;&lt;BR /&gt;The very helpful rep on the phone said to call in periodically as I wrangle with my issues on my CR, and they'll increase me and negotiate my APR. Considering my APR is 8.9%, I'll just have the CLI's, thanks!!&lt;BR /&gt;&lt;BR /&gt;Whoohoo!!! Take THAT Darth FICO!!!</description>
      <pubDate>Sun, 20 Jan 2008 21:21:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136483#M40056</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-20T21:21:32Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136489#M40059</link>
      <description>Yay, congrats! Things are definitely picking up for you. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Sun, 20 Jan 2008 21:29:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136489#M40059</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2008-01-20T21:29:51Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136491#M40060</link>
      <description>Thanks, Hauling!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; (I need a happydance smiley)&lt;BR /&gt;&lt;BR /&gt;Now, if I can just get Orchard &amp;amp; Tribute to report, and either get Crown Jewelers or some other TL to give me over a 2k TL, I can re-app for a roadloans check to get a CAR! ::kermityays::</description>
      <pubDate>Sun, 20 Jan 2008 21:33:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136491#M40060</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-20T21:33:29Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136793#M40160</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;Jennabean wrote:&lt;/DIV&gt;&lt;P&gt;I would like to report that I have just received a $200 CLI and I HAVEN'T EVEN GOTTEN THE CARD IN THE MAIL YET!!! &lt;IMG width="16" border="0" height="16" src="http://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" /&gt; ::happydance::&lt;BR /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;P&gt;You go girl! And to think I was about to laugh at you for jumping the gun and calling before you even got the card in.&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;Glad it's working out for you.&lt;/P&gt;</description>
      <pubDate>Mon, 21 Jan 2008 12:05:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136793#M40160</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-21T12:05:51Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136859#M40185</link>
      <description>&lt;DIV&gt;I called the #, they offered me $100 for a $15 fees. I said no thanks. They said it is soft only, i would wait and see if this is true.&lt;/DIV&gt;</description>
      <pubDate>Mon, 21 Jan 2008 15:26:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/136859#M40185</guid>
      <dc:creator>nathan</dc:creator>
      <dc:date>2008-01-21T15:26:57Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/137249#M40346</link>
      <description>&lt;DIV&gt;just got200 cli just had card 2 weeks said i was thinking of closing...&lt;/DIV&gt;</description>
      <pubDate>Tue, 22 Jan 2008 01:42:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/137249#M40346</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-22T01:42:52Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/137265#M40354</link>
      <description>&lt;DIV&gt;Man, I am so tempted to ask for a higher increase now that I see some people getting $500.00.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 22 Jan 2008 02:02:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/137265#M40354</guid>
      <dc:creator>Cory</dc:creator>
      <dc:date>2008-01-22T02:02:49Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard lucky #</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/137280#M40365</link>
      <description>&lt;DIV&gt;Go for it Cory...Bet you get something tell em you are thinkin about closing it....&lt;/DIV&gt;</description>
      <pubDate>Tue, 22 Jan 2008 02:15:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-lucky/m-p/137280#M40365</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-22T02:15:56Z</dc:date>
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