topic Re: Citi CLI Success in Credit Cards

Citi CLI Success

Meltdownblitz — Wed, 04 Jul 2012 19:56:44 GMT

Just wanted to give a heads up to everyone considering a Citi CLI. Few months ago I requested a CLI on my Citi Dividend and went from initial $4000 to $5500. Then today I requested a CLI on my Citi Forward, and they matched the same limit. $4000 to $5500. Both done with soft pulls and minimal use on the cards. I only have 1 reoccuring bill on each to keep the card active, always PIF.

Re: Citi CLI Success

xiownthisplacex — Wed, 04 Jul 2012 20:05:41 GMT

Nice congrats!

How long should I wait to request a CL, 6 months after getting the card?

Re: Citi CLI Success

TNTransplant — Wed, 04 Jul 2012 20:14:05 GMT

Congratulations!

I love my Citi Diamond Preferred - not a ton of rewards, but I asked for/received a $1000 CLI with a SP only in April (it seems like GE cards, Amex, and Citi are the only ones allowing/granting requests with SP - BoA and Chase are pretty much a guaranteed HP). I plan to keep asking regularly to help get my limit up there...

For xiownthisplacex - You can ask for a CLI six months after you get your card, and every 6 months thereafter (typically with a SP only). I asked for my CLI when I'd had the card for 8 months, and it was approved.

Re: Citi CLI Success

Meltdownblitz — Wed, 04 Jul 2012 20:33:16 GMT

Yes 6 months after opening card, or after the 6th statement.

Congrats Transplant! I love the SP CLI's.

Re: Citi CLI Success

Anonymous — Wed, 04 Jul 2012 20:42:05 GMT

Can I ask for a CLI before activating the card? I haven't recieved the card yet, but they gave me 2.5k, half the limit of my others CCs

Re: Citi CLI Success

Meltdownblitz — Wed, 04 Jul 2012 20:50:43 GMT

@Anonymous wrote:
Can I ask for a CLI before activating the card? I haven't recieved the card yet, but they gave me 2.5k, half the limit of my others CCs

You certainly can try, it also might result in another HP, depends if its worth it to you. I suppose you could tell them you won't even activate the card if they don't grant your request, but you already took the INQ for it, midas well keep it and ask for a CLI in 6 months.