topic Re: OFFICIAL "what NFCU approved me for" thread in Credit Cards

OFFICIAL "what NFCU approved me for" thread

Anonymous — Sat, 21 Jul 2012 00:21:50 GMT

I figure I'd start a thread geared to what Cl or loan NFCU granted you. Also, please include your EQ or TU score and age of baddies so we can compare.

Re: OFFICIAL "what NFCU approved me for" thread

Middleswarth — Sat, 21 Jul 2012 04:40:53 GMT

Cashrewards Visa - $10,000

EQ Score 631, TU 691 (they pulled both)

2 paid collections 5 and 6 years old.

Several 30 and 60 day lates from 2008 show up only on EQ.

Re: OFFICIAL "what NFCU approved me for" thread

rak320 — Sat, 21 Jul 2012 12:11:51 GMT

14K with a 684 EQ

Re: OFFICIAL "what NFCU approved me for" thread

jsickz32 — Sat, 21 Jul 2012 12:16:32 GMT

Cash rewards- $8k

They've pulled TU(693) 3 times so far...

Re: OFFICIAL "what NFCU approved me for" thread

webhopper — Sat, 21 Jul 2012 14:25:31 GMT

Me: cash rewards, 22k, 707, they pulled TU

My husband: platinum, 4K (asked for CLI after approval original approval was 2.5k), 681, they pulled EQ for him

Re: OFFICIAL "what NFCU approved me for" thread

echoguy32 — Sat, 21 Jul 2012 14:34:20 GMT

nRewards 10K last year...received CLI to 15K, Car Loan 32K all within last 6 months.

Couple baddies from 2008-09 with FC 2008. Havent missed a payment since.

Re: OFFICIAL "what NFCU approved me for" thread

iMacDrew — Sat, 21 Jul 2012 14:43:01 GMT

Visa Flagship Rewards 10k @ 9.99

Refi Auto Loan 14.5k @ 2.99

Re: OFFICIAL "what NFCU approved me for" thread

Whereis750 — Sat, 21 Jul 2012 14:43:19 GMT

Cash Rewards $12.5k
NavChek $10k
TU 709
EQ 690
Only baddies are lates from 2009

Re: OFFICIAL "what NFCU approved me for" thread

Anonymous — Sat, 21 Jul 2012 19:02:39 GMT

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Recommended-Steps-for-Improving-Credit/td-p/1497776 This person got approved for $2.5K with a 541 and some serious baddies.

Re: OFFICIAL "what NFCU approved me for" thread

Anonymous — Sun, 22 Jul 2012 02:27:34 GMT

Cashrewards $10K. TU 772...

Re: OFFICIAL "what NFCU approved me for" thread

Anonymous — Tue, 24 Jul 2012 03:51:44 GMT

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NFCU/m-p/1507354/highlight/false#M198644

And the NFCU love just keeps on coming!

Re: OFFICIAL "what NFCU approved me for" thread

Karunch — Tue, 24 Jul 2012 12:25:36 GMT

6/2011 I got approved for a $14,000 CashRewards Visa card. At the one year mark I just got a CLI making the CL $16,100.

11/2011 I got approved for a $5,000 NavChek.

3/2102 I was approved for a $1,000 Platinum MC.

When I got approved for the CashRewards card my TU & EQ scores were both somewhere between 670-680. Sadly a year later they're still stuck around the same, as I've opened a few new other accounts in the past year. I have a CH7 BK that was discharged 8/2008, but no lates or any other baddies since then.

Re: OFFICIAL "what NFCU approved me for" thread

rbizzle — Tue, 24 Jul 2012 14:13:24 GMT

They gave me:

Cash Rewards Visa 10k

Platinum Mastercard 17.5k

NavCheck 15k

& i just received an approval for a $40,000 car loan at the 1.79% but didn't take it bc Toyota Financial gave me 0% instead =)

Gotta love NFCU!!

Re: OFFICIAL "what NFCU approved me for" thread

Anonymous — Tue, 24 Jul 2012 14:19:02 GMT

Cash Reward 2 years ago Cl 16,000 CLI 2 months ago cl 19,200 (668) They pulled Equifax

Reward MC 5,000 last year (EQ 698) Score today 720

Re: OFFICIAL "what NFCU approved me for" thread

Woolfman — Tue, 24 Jul 2012 16:39:31 GMT

Cash rewards visa 20k

Navchek 10k

carloan 34k @ 4%

680 - 700 area on the credit score.

Re: OFFICIAL "what NFCU approved me for" thread

webhopper — Tue, 24 Jul 2012 18:33:40 GMT

@Woolfman wrote:
Cash rewards visa 20k
Navchek 10k
@Anonymous 34k @ 4%

680 - 700 area on the credit score.

Your car loan lines up with mine, was your car new or used?

I got my car loan, 19k 4.09% for 36 months. It was a refinance

Re: OFFICIAL "what NFCU approved me for" thread

Anonymous — Thu, 26 Jul 2012 07:52:19 GMT

Platinum visa 1000 cl

6 mos history

8 inquiries

1 collection from 2006

75% util (didnt know anything about util at the time lol)

pulled eq (fico score 640)

I also at the time possesed nrewards secured for 6 mos and they told me they based majority of decision off my pif payment history. ill try for a cli come nov when i hit 6 mos with the visa plat.

Re: OFFICIAL "what NFCU approved me for" thread

Woolfman — Thu, 26 Jul 2012 10:47:33 GMT

@webhopper wrote:
@Woolfman wrote:
Cash rewards visa 20k
Navchek 10k
@Anonymous 34k @ 4%

680 - 700 area on the credit score.
Your car loan lines up with mine, was your car new or used?

I got my car loan, 19k 4.09% for 36 months. It was a refinance

It was a refinance.. But i had only had it 2 months (bought it new) at the time i refinanced

Re: OFFICIAL "what NFCU approved me for" thread

Anonymous — Thu, 02 Aug 2012 02:41:59 GMT

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Approved-for-NFCU-cash-rewards/m-p/1520340#M200123

Another success, high 500s and over 10 baddies. I love NFCU!

Re: OFFICIAL "what NFCU approved me for" thread

KatieKatie — Mon, 06 Aug 2012 03:42:52 GMT

Cash Rewards Visa - $8,000

NavCheck - $5000

Pulled Equifax - FICO 656

30 day delinquency on installment loan 04/10; $59 Med Collection 7/08; Chapt 7 - 6/05