topic Re: Capital One in Credit Cards

Capital One

Anonymous — Mon, 23 Jul 2012 01:09:55 GMT

I have enrolled into online banking and paperless statements through capital one to pay cc bill. I just made a couple purchases and want to pay some of the balance off but when I try to input my banking information it won't let me pay it says I have zero credit/balance on the account but you can see some pending trans on there.

Re: Capital One

Anonymous — Mon, 23 Jul 2012 01:14:03 GMT

**pending

You have to wait until it completes. The system won't allow you to make a payment when, technically, you have a zero balance.

Re: Capital One

Anonymous — Mon, 23 Jul 2012 01:14:57 GMT

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.

Re: Capital One

LS2982 — Mon, 23 Jul 2012 01:16:48 GMT

@Anonymous wrote:
The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.

This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.

Re: Capital One

Anonymous — Mon, 23 Jul 2012 01:19:53 GMT

@LS2982 wrote:
@Anonymous wrote:
The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.
This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.

So I have to go through my personal bank Bill Pay system?

Re: Capital One

Anonymous — Mon, 23 Jul 2012 01:26:12 GMT

Capital one is not on my Biller's list through my bank? is there a way to manually add it ? I use BankPlus

Re: Capital One

LS2982 — Mon, 23 Jul 2012 01:26:28 GMT

@Anonymous wrote:
@LS2982 wrote:
@Anonymous wrote:
The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.
This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.
So I have to go through my personal bank Bill Pay system?

Who do you bank with?? If they offer bill pay online you can set up online.

Re: Capital One

Anonymous — Mon, 23 Jul 2012 01:29:41 GMT

Interesting. When I tried that before my payment was rejected. Maybe its the bank? I tried with Chase.

Re: Capital One

Middleswarth — Mon, 23 Jul 2012 01:36:17 GMT

I pay both of my Crap One cards thru my bank's bill pay (USAA). It is submitted electronically.

Re: Capital One

jsucool76 — Mon, 23 Jul 2012 01:37:49 GMT

Capital one doesn't allow you to make a payment until your first statement cuts. After your first statement you can do it as soon as you have a balance, but when you first get your card you need to wait for your first statement.

Re: Capital One

Mailak — Mon, 23 Jul 2012 01:51:45 GMT

@Anonymous wrote:
Capital one is not on my Biller's list through my bank? is there a way to manually add it ? I use BankPlus

I don't know about BankPlus but typically I don't find my billers in my banks's Billl Pay list either. It then asks to manually enter company name, address, account number.

Re: Capital One

BrokaToe — Mon, 23 Jul 2012 02:57:27 GMT

@jsucool76 wrote:
Capital one doesn't allow you to make a payment until your first statement cuts. After your first statement you can do it as soon as you have a balance, but when you first get your card you need to wait for your first statement.

Not sure about through the cap1 online banking. But I pushed payments through my banks bill pay a few days after I received my card. I payed several times before my first statement actually cut.

Re: Capital One

jsucool76 — Mon, 23 Jul 2012 03:00:26 GMT

Yeah if you do it through your banks BillPay service it'll work, but on the actual capital one online payment form it will just say "You have not gotten your first statement yet, until you do, you cannot make payments.

Re: Capital One

BrokaToe — Mon, 23 Jul 2012 03:02:53 GMT

Ahhh, I gotcha..I've never tried making a payment through their site. My bill pay is easier IMO.