topic Re: JFCU in Credit Cards

JFCU

Anonymous — Mon, 23 Jul 2012 21:50:53 GMT

Crashem or Anyone else -

Does JFCU report to all 3 credit bureaus? Please advise. Thanks.

Re: JFCU

pizzadude — Mon, 23 Jul 2012 21:56:10 GMT

@Anonymous wrote:
Crashem or Anyone else -

Does JFCU report to all 3 credit bureaus? Please advise. Thanks.

Who is JFCU ?

Re: JFCU

Anonymous — Mon, 23 Jul 2012 21:57:39 GMT

Justice Federal CU

Re: JFCU

Anonymous — Mon, 23 Jul 2012 22:35:17 GMT

Yes, they do for me.

Re: JFCU

Anonymous — Mon, 23 Jul 2012 23:02:18 GMT

@Anonymous wrote:
Yes, they do for me.

Okay, great. Thanks for the info. I thought I had read somewhere that they did NOT report to TU. Also, how is their customer service? Do you like doing business with them? I have read mixed reviews about them.

Re: JFCU

Anonymous — Mon, 23 Jul 2012 22:56:14 GMT

Reporting on all 3 bureaus for me.

Re: JFCU

Anonymous — Mon, 23 Jul 2012 23:02:43 GMT

@Anonymous wrote:
Reporting on all 3 bureaus for me.

Thanks Crashem. How is their customer service? Do you have any insight? I plan on joining.

Re: JFCU

Anonymous — Mon, 23 Jul 2012 23:12:29 GMT

@Anonymous wrote:
@Anonymous wrote:
Reporting on all 3 bureaus for me.
Thanks Crashem. How is their customer service? Do you have any insight? I plan on joining.

Think OLD SCHOOL. If you are joining via the backdoor, it will take a little effort. Make sure you have the membership cards from the related organization ready. If you have membership card or part of law enforcement, and local, I would recommend just going into branch to join. Aside from that, they are really nice and responsive.

Re: JFCU

gettnthere — Tue, 24 Jul 2012 01:45:12 GMT

@crashem, are they a conservative lender or are they typically pretty generous with CL?

Re: JFCU

wreith — Tue, 24 Jul 2012 03:53:28 GMT

Do they require a HP for membership? I am eligible for membership based on employment.

Re: JFCU

Anonymous — Tue, 24 Jul 2012 04:08:54 GMT

@wreith wrote:
Do they require a HP for membership? I am eligible for membership based on employment.

Yes. They pull Equifax.

Re: JFCU

Anonymous — Tue, 24 Jul 2012 04:09:54 GMT

JFCU interest rates range from 11.9 - 16.9% for Visa CC. Many credit unions are offering rates under 10%. Sometimes PIF is not an option.

Re: JFCU

Anonymous — Tue, 24 Jul 2012 04:19:46 GMT

@Anonymous wrote:
JFCU interest rates range from 11.9 - 16.9% for Visa CC. Many credit unions are offering rates under 10%. Sometimes PIF is not an option.

They are also offering personal loans at 7.90% up to 60 months.

Re: JFCU

wreith — Tue, 24 Jul 2012 04:19:12 GMT

Yes. They pull Equifax.

Thanks, then I will hold off til next year as I want some of my HP's to age off.

Re: JFCU

Anonymous — Tue, 24 Jul 2012 04:32:40 GMT

@gettnthere wrote:
@Anonymous, are they a conservative lender or are they typically pretty generous with CL?

Don't know if I consider them conservative or generous. I think they have decent but not high high lending standards. Pretty typical for CU I would guess and they are Equifax puller. There is a max 30k starting limit for new members for CC or other revolving line. I got the 30k with income proof right off the bat with their JLOC product that has some unique features (which I won't broadcast). I find them easy to deal with. Their rates on their loan products are decent. Not the lowest I have seen but very competitive. Think 2.49% for auto and 7.9% for personal loan. Free Checking.

Re: JFCU

Anonymous — Tue, 24 Jul 2012 04:34:16 GMT

@wreith wrote:
Do they require a HP for membership? I am eligible for membership based on employment.

If you are in law enforcement, might not be bad idea to be supportive of them. My JFCU ATM card has already gotten me out of a ticket!!

Re: JFCU

wreith — Tue, 24 Jul 2012 05:29:40 GMT

If you are in law enforcement, might not be bad idea to be supportive of them. My JFCU ATM card has already gotten me out of a ticket!!

I work for the DHS, not the most liked agency out there, but I enjoy job most days.

Re: JFCU

Anonymous — Tue, 24 Jul 2012 05:40:42 GMT

@wreith wrote:

If you are in law enforcement, might not be bad idea to be supportive of them. My JFCU ATM card has already gotten me out of a ticket!!

I work for the DHS, not the most liked agency out there, but I enjoy job most days.

I for one appreciate the work you are doing for us.

Re: JFCU

Anonymous — Tue, 24 Jul 2012 05:43:21 GMT

@wreith wrote:

If you are in law enforcement, might not be bad idea to be supportive of them. My JFCU ATM card has already gotten me out of a ticket!!

I work for the DHS, not the most liked agency out there, but I enjoy job most days.

Btw, pm me if you want referral to join. Worth $25 bucks to you and like $50 to me.

Re: JFCU

Anonymous — Thu, 23 Aug 2012 02:51:41 GMT

They do not report to Transunion for me.