topic Re: Scored...CLI in Credit Cards

Scored...CLI

creditisbetter2 — Fri, 27 Jul 2012 19:24:50 GMT

I just opened a Nordstrom store card to shop the annual sale and I initially received $1000 a week ago and today I called to get it increased and they gave me another $1000. That's exciting. I've heard nothing but good things about nordstroms card. Anyone else have any good experiences with them?

Re: Scored...CLI

2NE1 — Fri, 27 Jul 2012 19:35:27 GMT

That's awesome! Which CB they pulled and was was your score?

Re: Scored...CLI

CS800 — Fri, 27 Jul 2012 20:00:08 GMT

Nice !!

So you did like a CL recon 1 week after approval?

Re: Scored...CLI

creditisbetter2 — Fri, 27 Jul 2012 20:33:04 GMT

@2NE1 wrote:
That's awesome! Which CB they pulled and was was your score?

Equifax and my score was 692. I probably need to stop applying for cards and garden for a while but for now I am happy

Re: Scored...CLI

creditisbetter2 — Fri, 27 Jul 2012 20:34:08 GMT

@CS800 wrote:
Nice !!

So you did like a CL recon 1 week after approval?

Absolutely. I think telling them I wanted to spend money at the annual sale sealed the deal in addition to the right credit information.

Re: Scored...CLI

CS800 — Fri, 27 Jul 2012 20:35:54 GMT

I tried that too and they took me from $500 to $1000. couple of days after I got approved.

I wonder if their 'consumer initiated' CLI's are SP's ?

Re: Scored...CLI

creditisbetter2 — Fri, 27 Jul 2012 20:37:41 GMT

@CS800 wrote:
I tried that too and they took me from $500 to $1000. couple of days after I got approved.

I wonder if their 'consumer initiated' CLI's are SP's ?

That's a good deal. I think you might be right.

Re: Scored...CLI

CS800 — Fri, 27 Jul 2012 20:41:00 GMT

It's their anniverary sale from the email I got, maybe I should give them a call and see what they can do

Re: Scored...CLI

creditisbetter2 — Fri, 27 Jul 2012 20:44:11 GMT

@CS800 wrote:
It's their anniverary sale from the email I got, maybe I should give them a call and see what they can do

You absolutely should. That's what I used to get my increase. I am sure they want you to spend money during this sale so explain to them that you really want to get some items that are above your limit or that you'd really like to spend more but you need more to spend. At the end of the call the lady said happy shopping

Re: Scored...CLI

CS800 — Fri, 27 Jul 2012 20:45:36 GMT

I'll try to do this when I get home. Want to make sure it's not a HP first. Sometimes the CSR's don't know. I will post my result.

Re: Scored...CLI

MsLadyRover — Fri, 27 Jul 2012 20:52:23 GMT

@CS800 wrote:
I'll try to do this when I get home. Want to make sure it's not a HP first. Sometimes the CSR's don't know. I will post my result.

I can confirm it's not a HP. All of their CLI are based on their periodic SP of your report and your Nordstrom account history. I've had 2 of their CS reps tell me that on the phone and an online response from a message inquiry I sent regarding a CLI.

And I've never received a HP from them except when I opened the card 4 years ago.