https://ficoforums.myfico.com/t5/Credit-Cards/0-APR-on-BT-from-Cap1/m-p/140544#M41628 <DIV>got same offer mines was declined glad you got it sounds like a decent offer --good luck</DIV> Sat, 26 Jan 2008 04:20:26 GMT Anonymous 2008-01-26T04:20:26Z https://ficoforums.myfico.com/t5/Credit-Cards/0-APR-on-BT-from-Cap1/m-p/140240#M41494 Let me tell you what happened. A few months ago, I got a soliciting letter from Capital One, saying that Transfer up to 20K at 5.99% for life. I took the offer and applied online for $5k BT. Strangely, it turns out I got $7.2k in CL, but with 0 % APR (for last 2 statements). I am not sure how long it lasts, but I don't think I will have huge problem to pay the balance off within next several months. Is there anyone who have had the same/similar experience? I have 757 EQ, 742 EX, and 674 TU (TU somehow keeps a collection which was cleared with EQ/EX a few years ago, and I disputed it). Fri, 25 Jan 2008 22:22:19 GMT https://ficoforums.myfico.com/t5/Credit-Cards/0-APR-on-BT-from-Cap1/m-p/140240#M41494 Anonymous 2008-01-25T22:22:19Z https://ficoforums.myfico.com/t5/Credit-Cards/0-APR-on-BT-from-Cap1/m-p/140544#M41628 <DIV>got same offer mines was declined glad you got it sounds like a decent offer --good luck</DIV> Sat, 26 Jan 2008 04:20:26 GMT https://ficoforums.myfico.com/t5/Credit-Cards/0-APR-on-BT-from-Cap1/m-p/140544#M41628 Anonymous 2008-01-26T04:20:26Z