topic APR Reduction !! in Credit Cards

APR Reduction !!

CS800 — Wed, 01 Aug 2012 14:33:17 GMT

My current APR with NFCU was 13.99% and I was on the phone with them on a fee that appeared on my card that they had no clue why it was put there (NFCU ACH fee; totally random). They were very apologetic and offered to lower my APR as a courtesy.

New APR is 9.64% and it's permanent with no pull. Heaven !! Sorry for being over excited. Lowest APR I ever got.

Re: APR Reduction !!

Anonymous — Wed, 01 Aug 2012 14:41:39 GMT

Congratulations. That is the lowest rate NFCU offers for cashrewards Visa.

Re: APR Reduction !!

CS800 — Wed, 01 Aug 2012 14:47:11 GMT

@Anonymous wrote:
Congratulations. That is the lowest rate NFCU offers for cashrewards Visa.

Now im even more excited. I didnt know that this was the lowest. I do have the nCash Reward card

Re: APR Reduction !!

Exonumist — Wed, 01 Aug 2012 14:49:15 GMT

Congrats! I think my lowest rate is like 19%... lol. Not that it matters. I never carry a balance.

Re: APR Reduction !!

CS800 — Wed, 01 Aug 2012 14:55:54 GMT

@Default4 wrote:
Congrats! I think my lowest rate is like 19%... lol. Not that it matters. I never carry a balance.

On this card, I did let one month report a balance (around $40). But right now it's at $0

Re: APR Reduction !!

Exonumist — Wed, 01 Aug 2012 15:33:16 GMT

It's still nice to have really low rates. Eventually I'll apply for a card that will, but for now I just want rewards cards.

Re: APR Reduction !!

CS800 — Wed, 01 Aug 2012 15:39:09 GMT

@Default4 wrote:
It's still nice to have really low rates. Eventually I'll apply for a card that will, but for now I just want rewards cards.

Nice ot have low APRs from the 20% + that i used to have on my cards

Are you in rebuilding mode?