topic AMEX BCE Benefit Question in Credit Cards

AMEX BCE Benefit Question

delf — Sat, 04 Aug 2012 02:26:35 GMT

You have to enroll in all the protections and pay for the services? Is this the same for the BCP? I thought it was a benefit of the card.

Thank you for your input.

Re: AMEX BCE Benefit Question

Anonymous — Sat, 04 Aug 2012 02:34:58 GMT

Same as bcp. Not sure what protections you referring to. There are a bunch that are automatic and a few you can add on at some cost.

Re: AMEX BCE Benefit Question

pizzadude — Sat, 04 Aug 2012 04:56:10 GMT

As far as I know the only difference between BCE and BCP is the annual fee and the cash-back% rewards.

Re: AMEX BCE Benefit Question

Anonymous — Sat, 04 Aug 2012 14:19:39 GMT

@Anonymous wrote:
Same as bcp. Not sure what protections you referring to. There are a bunch that are automatic and a few you can add on at some cost.

+1 It comes with lots of benefits that are free and included, but there are some premium ones that cost extra.

Re: AMEX BCE Benefit Question

delf — Fri, 10 Aug 2012 18:56:50 GMT

Thanks all. The I was thinking I had to pay for the travel and purchase insurance. I guess there are different levels of coverage.

For an example:

How would you purchase a new tablet/laptop? What protections would I get with BCE on the 300 device versus just using cash?

Re: AMEX BCE Benefit Question

Anonymous — Fri, 10 Aug 2012 21:41:26 GMT

You get covered for accidental damage/theft for 90 days, you get the manufacturer's warranty doubled, up to an additional year, and you get return protection (though that's limited to $300 per item I believe). It's definitely better to go ahead and use credit even if you can pay cash.