topic Re: Highest Limits? in Credit Cards

Highest Limits?

Anonymous — Sat, 04 Aug 2012 16:09:50 GMT

Looking through my CR and seeing limits that I've had in the past. My highest was a Chase card with $81k. I had some high limit AMEX cards but for some reason they aren't listed on the report. It took me a long time to get up that high. Now, $750. is the highest. Back to the bottom and climbing again!

Re: Highest Limits?

jsucool76 — Sat, 04 Aug 2012 17:48:47 GMT

81k?

Well....my cap1 is 1/27th of the way there, so HA haha. Climbing is always fun, just make sure you don't fall

Re: Highest Limits?

lithium78 — Sat, 04 Aug 2012 19:53:53 GMT

I've never had a card with a CL higher than $2000. I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull. I'm waiting to get a mortgage next year. I sure wish one of my cards would give me an auto CLI, though.

Re: Highest Limits?

jamesdwi — Sat, 04 Aug 2012 19:56:06 GMT

@lithium78 wrote:
I've never had a card with a CL higher than $2000. I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull. I'm waiting to get a mortgage next year. I sure wish one of my cards would give me an auto CLI, though.

Try for a Walmart CLI its always a soft pull and availible every 4 months.

Re: Highest Limits?

Anonymous — Sat, 04 Aug 2012 22:05:27 GMT

I used to use my cards for some purchases for my company so they got a lot of use. The limits kept going up. Delta Sky Miles were great! I wish I would have watched my scores to see how that use affected them back then.

Re: Highest Limits?

lithium78 — Sat, 04 Aug 2012 23:37:16 GMT

@jamesdwi wrote:
@lithium78 wrote:
I've never had a card with a CL higher than $2000. I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull. I'm waiting to get a mortgage next year. I sure wish one of my cards would give me an auto CLI, though.
Try for a Walmart CLI its always a soft pull and availible every 4 months.

I tried after six months and Walmart still wouldn't give me a CLI. They didn't even give me a counter-offer. I think they've changed things over at GECRB lately.

Re: Highest Limits?

LS2982 — Sat, 04 Aug 2012 23:42:05 GMT

@lithium78 wrote:
@jamesdwi wrote:
@lithium78 wrote:
I've never had a card with a CL higher than $2000. I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull. I'm waiting to get a mortgage next year. I sure wish one of my cards would give me an auto CLI, though.
Try for a Walmart CLI its always a soft pull and availible every 4 months.

I tried after six months and Walmart still wouldn't give me a CLI. They didn't even give me a counter-offer. I think they've changed things over at GECRB lately.

What was your util. at the time you asked?

Re: Highest Limits?

irving_magik — Sun, 05 Aug 2012 01:36:13 GMT

81K, damn.... hope to be there one of these day. Right now I'd settle for anything above 3k... but still rebuilding.

Have you thought about the Discover more card?

Re: Highest Limits?

jsickz32 — Sun, 05 Aug 2012 01:39:13 GMT

81k damn...

Re: Highest Limits?

CK_Charles_Lover — Sun, 05 Aug 2012 02:50:26 GMT

Amex BCE is 19,500. US AIR (Barclays) just had highest instant approval at $10,000 this week.

Re: Highest Limits?

lithium78 — Sun, 05 Aug 2012 12:44:00 GMT

@LS2982 wrote:
@lithium78 wrote:
@jamesdwi wrote:
@lithium78 wrote:
I've never had a card with a CL higher than $2000. I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull. I'm waiting to get a mortgage next year. I sure wish one of my cards would give me an auto CLI, though.
Try for a Walmart CLI its always a soft pull and availible every 4 months.

I tried after six months and Walmart still wouldn't give me a CLI. They didn't even give me a counter-offer. I think they've changed things over at GECRB lately.
What was your util. at the time you asked?

It was 0%.

Re: Highest Limits?

Anonymous — Sun, 05 Aug 2012 12:49:23 GMT

Nice CL OP. I'm stick with my AMEX BCP 25k for now.

Re: Highest Limits?

visorboy1974 — Sun, 05 Aug 2012 12:56:53 GMT

My highest line was $31K back in '04 before I went through BK7. Went through a good 4 years of $300-$400 limits before I broke through. Now my highest limit is over $24K and I have two more lines that are $17K and above.

Just work hard at the credit management part of this and you'll be back on top before you know it!

Re: Highest Limits?

OilFieldEngineer — Sun, 05 Aug 2012 14:04:45 GMT

Guess there is hope for me to get back to where I was at too. In 2005 I had over 240K in open revolving lines prior to getting myself in trouble by maxxing out all of my lines due to problems with my business. Never claimed bankrupcy but got very past due and paid everything off even the charge offs. Didnt have a credit card since 2005 - 2009. Got some rebuilder cards in 2009 but wasnt able to get a prime card due to having had an account closed or charged off.

Just recently got my highest limit a Chase 10k (great considering they closed a 50k card due to poor payment history in 2005). This forum is great my recent app spree resulted in pendings all the way around but when I called for recon and was able to talk with the analyst and explain the past dealings they were very forthcoming in granting a credit line. The only one that wont give me a card (out of the banks I applied and had cards previous) was AMEX.

Hopefully some day I can get back to the high limits that I had, not that I need to put that much on credit but its nice.

Re: Highest Limits?

Anonymous — Sun, 05 Aug 2012 15:20:03 GMT

$4,500 Wells Fargo card here, lol.

Re: Highest Limits?

Anonymous — Sun, 05 Aug 2012 18:49:43 GMT

@OFE

That's what ticks me off about the credit game.. You should have great credit! You didn't take the easy road like most do, you jumped in with both feet and paid your debt. But now you need to start from point A all over again.. Any Bank should have you as a customer.

Re: Highest Limits?

Anonymous — Sun, 05 Aug 2012 17:32:20 GMT

In the past my high was over 25k with no cards under 5k.. I never wanted crazy limits so I never told a CC I made more the 35k.

Now that I'm starting on page one again my high is 1500 with a low of 500

Re: Highest Limits?

LS2982 — Sun, 05 Aug 2012 21:59:11 GMT

@lithium78 wrote:
@LS2982 wrote:
@lithium78 wrote:
@jamesdwi wrote:
@lithium78 wrote:
I've never had a card with a CL higher than $2000. I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull. I'm waiting to get a mortgage next year. I sure wish one of my cards would give me an auto CLI, though.
Try for a Walmart CLI its always a soft pull and availible every 4 months.

I tried after six months and Walmart still wouldn't give me a CLI. They didn't even give me a counter-offer. I think they've changed things over at GECRB lately.
What was your util. at the time you asked?

It was 0%.

Why 0? it may look to them like you don't use your cards. Get it around 5-9% and try again.

Re: Highest Limits?

LS2982 — Sun, 05 Aug 2012 22:02:10 GMT

My highest so far is 9K with PSECU.

Re: Highest Limits?

stevehbold — Mon, 06 Aug 2012 00:22:06 GMT

I have 2 4k USAA cards. Platinum MC and Amex branded cards.