topic Re: Question about CLI in Credit Cards

Question about CLI

Anonymous — Mon, 06 Aug 2012 06:13:34 GMT

Hi there, I have a BCE from Amex and a Discover card, some others too, but those are the two I'd like a CLI for...my questions are:

1. If I request an increase and get denied, will I get a nick on my score?

2. If it gets denied, will they lower my current limit?

Thankyou in advance.

Anonymous — Mon, 06 Aug 2012 06:16:24 GMT

Your score may be impacted if they Hard pull ur file . I dont think otherwise it will make any dent on ur score.

Anonymous — Mon, 06 Aug 2012 19:47:17 GMT

Thankyou, do I ask if its a hardpull before I request the increase? Or rather, can I?

crunching_numbers — Mon, 06 Aug 2012 19:52:37 GMT

How long have you had your BCE? If you had it for a while it will probably be a soft pull for up tp 3X your current CL.

What kind of Discover is it? Discover More or a co-branded one?

Anonymous — Mon, 06 Aug 2012 20:25:38 GMT

Ive had them both two years, its a discover more, Ive always just had auto CLI didnt know that you could request one. (I know Im dumb).