topic Re: Chase CLI in Credit Cards

Chase CLI

Memo10 — Tue, 07 Aug 2012 05:14:37 GMT

Requested a credit limit increase on my Chase Slate, I knew it would be a hard pull. Previous balance was at an embarassing $400. I asked for $1000 and was offered $700.

I regret requesting a limit increase now.

Re: Chase CLI

trumpet-205 — Tue, 07 Aug 2012 05:16:13 GMT

What did Chase ask you for CLI?

Re: Chase CLI

Memo10 — Tue, 07 Aug 2012 05:19:30 GMT

All they asked for was my annual income, which is at $25,000. I know its not a very high income, but I would think they'd give me at least $1,000.

Re: Chase CLI

CreditScholar — Tue, 07 Aug 2012 07:27:31 GMT

@Memo10 wrote:
All they asked for was my annual income, which is at $25,000. I know its not a very high income, but I would think they'd give me at least $1,000.

Chase is becoming more like Amex, since that's their primary competition these days. Income matters quite a bit, but your scores are also quite low. Those two factors combined, combined with your current low limit, are what's likely holding you back.

Getting a CLI from $400 to $700 is a 75% increase though. That's a lot for 1 CLI, given what you started off with. That'd be like my United Card going from $25,000 to $43,750. It's all relative.

Re: Chase CLI

Anonymous — Tue, 07 Aug 2012 10:46:03 GMT

That's really not a bad increase, considering everything. From $400 to $700 is a 75% jump. When I ask for an increase on my Freedom in February, I'll probably ask for $5 or $6K, but I'd be happy with even $3K. Just give it time and let your scores rise.

Re: Chase CLI

xiownthisplacex — Tue, 07 Aug 2012 13:19:05 GMT

Anyone know a way to request a CLI increase from Chase by via SP?

OP, congrats on your CLI, it may seem small now, but with time you will get higher limits!

Re: Chase CLI

RockinRay — Tue, 07 Aug 2012 13:20:40 GMT

I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

Re: Chase CLI

CS800 — Tue, 07 Aug 2012 13:35:40 GMT

@RockinRay wrote:
I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

Re: Chase CLI

xiownthisplacex — Tue, 07 Aug 2012 13:39:22 GMT

@RockinRay wrote:
I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

Too bad, I really wanted to increase both my cards, but I don't want to waste HP for it.. I will wait until my BCE is at $9k then I will request it.

Re: Chase CLI

Anonymous — Tue, 07 Aug 2012 14:01:46 GMT

@RockinRay wrote:
I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

YMMV...I received a customer initiated $10K soft pull increase on my freedom back in June by calling the exec office....