topic Re: What credit report agency does barclay pull? in Credit Cards

What credit report agency does barclay pull?

Anonymous — Tue, 14 Aug 2012 13:19:23 GMT

Thinking about applying for Barclay, but I wanted to know if they pull all (3) CRA or they pull one favorite. I am looking at my inquiries and just had one with experian so I am hoping they will look at TU or EQ

Re: What credit report agency does barclay pull?

Smug — Tue, 14 Aug 2012 13:25:08 GMT

TU...

Re: What credit report agency does barclay pull?

RockinRay — Tue, 14 Aug 2012 13:33:22 GMT

@Smug wrote:
TU...

+ 1

Re: What credit report agency does barclay pull?

Anonymous — Tue, 14 Aug 2012 15:08:34 GMT

Tu here in fl

Re: What credit report agency does barclay pull?

Open123 — Tue, 14 Aug 2012 15:23:10 GMT

TU in CA.

Matter of fact, they're the only TU pulls I've ever gotten.

Re: What credit report agency does barclay pull?

LionLaw — Tue, 14 Aug 2012 15:56:52 GMT

Aren't you planning to app for a mortgage in the next 6-12 months? If so, you shouldn't be apping for new cards; that will kill your chances of mortgage approval.

Re: What credit report agency does barclay pull?

compassion101 — Tue, 14 Aug 2012 16:36:54 GMT

TU for me also

Re: What credit report agency does barclay pull?

Open123 — Tue, 14 Aug 2012 16:55:20 GMT

@LionLaw wrote:
Aren't you planning to app for a mortgage in the next 6-12 months? If so, you shouldn't be apping for new cards; that will kill your chances of mortgage approval.

LOL...not sure if it would "kill" it, but it may certainly lead to a higher interest rate, which is quite significant over a 30 year span.

Re: What credit report agency does barclay pull?

rtw — Tue, 14 Aug 2012 16:56:54 GMT

They pulled TU for me last month.

Re: What credit report agency does barclay pull?

trumpet-205 — Tue, 14 Aug 2012 16:57:50 GMT

TU for sure.

EQ and EX also only if your credit is borderline.

Re: What credit report agency does barclay pull?

Anonymous — Tue, 14 Aug 2012 18:28:48 GMT

Yes, in May or June, but I really need a computer and IPAD. All of my computers at home are 7-10 years old and it is difficult to get anything done. I don't want to put on a credit card because I want the 0% that the card offers on my purchase.