topic Re: UPDATE: Barclay Card App in Credit Cards

UPDATE: Barclay Card App

Anonymous — Tue, 14 Aug 2012 19:24:44 GMT

So, I applied for the the Barclay Card Application and I was denied because I had to much new credit. My cards are not 12 months old, so they would like to see at least 12 months without any lates for new accounts. Even thought the score was acceptable, my past challenges will be erased by my present behavior. I want to shout out to Citi, Chase, BofA, Macy and Target and even Credit One for giving me a second chance, as for the rest of the companies. I will see you in 12 months because When You Know Better You Do Better. Off to the Gardee, I will remain until June 2013. I will use my Citi card to get my computer since it's a 0% APR for 18 months!

Re: UPDATE: Barclay Card App

jsickz32 — Tue, 14 Aug 2012 19:27:04 GMT

Try to recon since you already took the hit. Ive read here that they are recon friendly. Good luck

Re: UPDATE: Barclay Card App

RockinRay — Tue, 14 Aug 2012 19:38:23 GMT

@Anonymous wrote:
So, I applied for the the Barclay Card Application and I was denied because I had to much new credit. My cards are not 12 months old, so they would like to see at least 12 months without any lates for new accounts. Even thought the score was acceptable, my past challenges will be erased by my present behavior. I want to shout out to Citi, Chase, BofA, Macy and Target and even Credit One for giving me a second chance, as for the rest of the companies. I will see you in 12 months because When You Know Better You Do Better. Off to the Gardee, I will remain until June 2013. I will use my Citi card to get my computer since it's a 0% APR for 18 months!

Did you call them for a recon? They are very good at those and would most likely start you off with a lower limit.

If you have not called them, I would. You have already taken the hit so you have nothing to lose.