topic Re: Capital One! UGH! Updated Mid-Cycle! in Credit Cards https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541956#M423916 <P>Might seem like a pain but unless you are applying for credit this month it shouldn't really mean anything to you</P> Wed, 15 Aug 2012 15:59:54 GMT compassion101 2012-08-15T15:59:54Z Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541628#M423801 <P>Has Capital One did this to anybody else? They finally reported my new card on August 6th to All 3 CBA and I had a $0 balance&nbsp;then I get an alert this morning saying one of my account balances increased....WTH I thought so I check and C1 reported my balance of $167! Why would they do this mid-cycle? I lost 14 freaking points</P> Wed, 15 Aug 2012 12:36:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541628#M423801 Anonymous 2012-08-15T12:36:18Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541632#M423803 <P>ouch. but it is cap one..</P> Wed, 15 Aug 2012 12:38:47 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541632#M423803 Anonymous 2012-08-15T12:38:47Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541642#M423806 <P>I lost 3 points in the same way. &nbsp;They are a ridiculous CC company.</P> Wed, 15 Aug 2012 12:50:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541642#M423806 Anonymous 2012-08-15T12:50:07Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541956#M423916 <P>Might seem like a pain but unless you are applying for credit this month it shouldn't really mean anything to you</P> Wed, 15 Aug 2012 15:59:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1541956#M423916 compassion101 2012-08-15T15:59:54Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542008#M423931 <P>^This</P><P>&nbsp;</P><P>Unless you were planning on apping for credit this month and needed to have the best score possible. Reporting a balance is a non issue.</P> Wed, 15 Aug 2012 16:21:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542008#M423931 Anonymous 2012-08-15T16:21:14Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542014#M423934 <P>What the previous 2 posters said.</P><P>&nbsp;</P> Wed, 15 Aug 2012 16:23:59 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542014#M423934 migliogiorni 2012-08-15T16:23:59Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542066#M423948 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>Has Capital One did this to anybody else? They finally reported my new card on August 6th to All 3 CBA and I had a $0 balance&nbsp;then I get an alert this morning saying one of my account balances increased....WTH I thought so I check and C1 reported my balance of $167! Why would they do this mid-cycle? I lost 14 freaking points</P><HR /></BLOCKQUOTE><P>14 points seem like a whole lot for 167.00! That's downright scary.</P> Wed, 15 Aug 2012 16:40:55 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542066#M423948 SpiceIslander 2012-08-15T16:40:55Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542178#M423975 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/596482">@migliogiorni</a> wrote:<BR /><P>What the previous 2 posters said.</P><P>&nbsp;</P><HR /></BLOCKQUOTE><P>I get that part but when you are rebuilding credit any downward score fall is not going for the moral lol. Hopefully I will gain it all back</P> Wed, 15 Aug 2012 17:55:42 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542178#M423975 Anonymous 2012-08-15T17:55:42Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542264#M423999 You will gain this points back when it reports as zero. In due time your scores should even go higher. Wed, 15 Aug 2012 18:33:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542264#M423999 UFGuy2006 2012-08-15T18:33:31Z Re: Capital One! UGH! Updated Mid-Cycle! https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542522#M424075 They did that when I was a new customer too. Yes, it does suck <img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /> Wed, 15 Aug 2012 21:17:25 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-UGH-Updated-Mid-Cycle/m-p/1542522#M424075 LS2982 2012-08-15T21:17:25Z