topic Re: Citi Forward Declined in Credit Cards

Citi Forward Declined

YoungJay18 — Thu, 16 Aug 2012 15:03:42 GMT

i just applied for citi forward and spoke to a representative and they said i got delined cause i have to many inquieres when i only have 4 like seriously guys

Re: Citi Forward Declined

Anonymous — Thu, 16 Aug 2012 15:12:40 GMT

It's probably some other reason. Your credit score is probably not that good.

Re: Citi Forward Declined

YoungJay18 — Thu, 16 Aug 2012 15:41:16 GMT

i dont know cause i called em back to speak with some one new and they gave me the same exact thing i know people with 10 inquires who got approved quick than they told me theyd want me to check my equifax report and call em check for errors and fax them the updated version of it

Re: Citi Forward Declined

LS2982 — Thu, 16 Aug 2012 15:52:55 GMT

You probably have too many recent inquiries, any in the past 6 months?

Re: Citi Forward Declined

Open123 — Thu, 16 Aug 2012 16:15:32 GMT

What I've found is that if an issuer wants to approve, they'll overlook the inquiries, however many they may be. Conversely, if they don't want to approve, even 2 could be considered "too many" inquiries.

I've noticed that even on my approvals, I receive a letter stipulating that I didn't receive the best interest rate or terms for too many inquiries, too much available credit (or too little), and too high of a balance.

Re: Citi Forward Declined

YoungJay18 — Thu, 16 Aug 2012 16:45:19 GMT

well i believe all 4 actually are with in the 6 months 2 declines 1 approval ( Capital One Journy ) and this decline

Re: Citi Forward Declined

Anonymous — Thu, 16 Aug 2012 17:16:26 GMT

Citi is one of the more inquiry sensitive issuers. They usually do not like to see many recent inqs or new accounts.

Re: Citi Forward Declined

YoungJay18 — Thu, 16 Aug 2012 17:53:05 GMT

alright so by december 2 of my inquieries would be over 6 months old what do you think about me re applying than