topic Re: amazing american express approval in Credit Cards

amazing american express approval

Anonymous — Thu, 16 Aug 2012 15:13:55 GMT

what a day to start my birthday !!!!!

ok so heres the deal

after reading the approvels for american express zync i thouhgt i would work up the power to go for it, mind you i am about 60 days out form my last app with them denied.

currently i am at 651 Tu wallmart aug 2012

last known EQ 593 as of 4/28/12

i have one open Collection for 200

3 60days from 2008 on auto loan

3 cap ones open all about 90 % on statment

open wallmart 0/600

open amazon 230/1200

open KJ 0/500

open old navy 0/400

open express 0/300

open target 0/200

open credit one 0/400

closed capone/orchardbank 0/300

closed 1stpremier 0/300

inqs is 5-15 on each CB

apped right now after reading and thinking wt* its my birthday

approved conter-offer 500 SL and autopayment from bankaccount BUT guys i am in!!! GOODBYE CREDIT ONE :]

Re: amazing american express approval

Smug — Thu, 16 Aug 2012 15:21:40 GMT

Congrats, I just closed my zync as I never used it .

Re: amazing american express approval

Anonymous — Thu, 16 Aug 2012 15:33:38 GMT

HAPPY BIRTHDAY, mrcrush20!

Congrats on your success!

Although you are "much older now", you're in the perfect position to nurture your credit in the garden and watch it grow. I hope you'll do just that.

You'll be amazed at how well the good credit you establish now will work for you in the future, when you'll actually need it for things like cars, homes and other opps.

Again, congrats to you, old man!!

Re: amazing american express approval

Duncanrr — Thu, 16 Aug 2012 16:14:47 GMT

This gives me hope

What are your other factors like?

1. Income, 2. Debt to income ration, 3. AAoA, 4. Time at current employer?

Thanks for info and grats!

Re: amazing american express approval

Anonymous — Thu, 16 Aug 2012 16:15:07 GMT

Congratulations, and welcome to the Amex family! And happy birthday to you!

Re: amazing american express approval

Anonymous — Thu, 16 Aug 2012 16:27:17 GMT

humm well lets see income i just notched 75k about 10K higher then the last app i did wiht amex about 2 months ago. The only debt i have is the open balances for CC wich total about 1500... my aaoa is 1 year thanks to my appsprea over the last 10 months. time at employer 5 years one month wich amx app did NOT ask for... now that i think about..... or i was still asleep when i filled out the app i cant remember putting that.

one last thing.. one of my accounts became 100% vested over the last 30 days so it added 10K to my worth that i included in the app.

I am older and wiser today THANKS to the members of myfico.com HAPPY 24th Mrcrush :]

and thanks for the birthday wishes!!

Re: amazing american express approval

migliogiorni — Thu, 16 Aug 2012 16:30:18 GMT

Happy Birthday awesome way to get in with Amex.

Re: amazing american express approval

Anonymous — Thu, 16 Aug 2012 18:31:48 GMT

Birthday Dance! & Congrats!

Re: amazing american express approval

Repo-ed — Thu, 16 Aug 2012 18:45:11 GMT

I was STOKED when I was approved NPSL for zync 3 months back! Good work!

I to look forward to app'ing a amex revolver in January to maximize backdating and 3x cli

Re: amazing american express approval

CK_Charles_Lover — Thu, 16 Aug 2012 19:13:37 GMT

Congrats! welcome to the family!

Re: amazing american express approval

LS2982 — Thu, 16 Aug 2012 20:03:08 GMT

Congrats!!!! Treat it right and you'll love AMEX!!

Re: amazing american express approval

sjt — Thu, 16 Aug 2012 21:38:07 GMT

@Anonymous wrote:
what a day to start my birthday !!!!!

ok so heres the deal

after reading the approvels for american express zync i thouhgt i would work up the power to go for it, mind you i am about 60 days out form my last app with them denied.
currently i am at 651 Tu wallmart aug 2012
last known EQ 593 as of 4/28/12
i have one open Collection for 200
3 60days from 2008 on auto loan
3 cap ones open all about 90 % on statment
open wallmart 0/600
open amazon 230/1200
open KJ 0/500
open old navy 0/400
open express 0/300
open target 0/200
open credit one 0/400
closed capone/orchardbank 0/300
closed 1stpremier 0/300
inqs is 5-15 on each CB

apped right now after reading and thinking wt* its my birthday

approved conter-offer 500 SL and autopayment from bankaccount BUT guys i am in!!! GOODBYE CREDIT ONE :]

Congrats!!!

Re: amazing american express approval

MountainHiker — Thu, 16 Aug 2012 21:54:21 GMT

Congrats mrcrush