topic Re: App itch in Credit Cards

App itch

s_rob7488 — Fri, 17 Aug 2012 12:51:25 GMT

So here are my thoughts, I have been wanting an AMEX charge card. I've been using my blue (now blue cash everyday) a little more and want to have both types. I am currently 35% utilization on my freedom and about 30% on csp which will be paid on the 7th. Other than those all other cards are below 7% for sure (9 cards today that report). I got my Blue card originally in April and just switched it to BCE. Do I stand a chance to get a charge card now?

Re: App itch

Anonymous — Fri, 17 Aug 2012 13:11:24 GMT

It's much easier to get a charge than a revolver.

Please just ask yourself first if you really need it.

I've got a boatload of cards, and no one has ever given me any awards for that. The mailbox fills up pretty quick, though.

Re: App itch

s_rob7488 — Fri, 17 Aug 2012 13:19:34 GMT

Its more of a want than a need....but I thought that it would be able to be obtained now so I might as well.

Re: App itch

jamesdwi — Fri, 17 Aug 2012 13:21:16 GMT

@s_rob7488 wrote:
Its more of a want than a need....but I thought that it would be able to be obtained now so I might as well.

Since its a want more than a need, wait till January to Ap, for maximum backdating goodness.