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    <title>topic Re: What have I done. Garden time now. in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545560#M424916</link>
    <description>&lt;P&gt;imacdrew that was funny&lt;/P&gt;</description>
    <pubDate>Fri, 17 Aug 2012 22:50:20 GMT</pubDate>
    <dc:creator>luckelle</dc:creator>
    <dc:date>2012-08-17T22:50:20Z</dc:date>
    <item>
      <title>What have I done. Garden time now.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545538#M424906</link>
      <description>&lt;P&gt;Since buying our house and cars earlier this year I haven't apped for anything. Haven't even checked my scores since May. Got an auto increase from Barclay's,Lowes, and Walmart this month. Apped for freedom and received on recon for 1k. &amp;nbsp;Went out with the family to school shop (cash) and the app for our card and get this % off bug completely sucked me in. Old Navy, JCP hard pulls, &amp;nbsp; &amp;nbsp;some wierd auto approve with Buckle. They swiped me and asked if I wanted card. OMG what have I done. I am freezing my reports, and never school shopping again.&lt;/P&gt;</description>
      <pubDate>Fri, 17 Aug 2012 22:28:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545538#M424906</guid>
      <dc:creator>bbb3601</dc:creator>
      <dc:date>2012-08-17T22:28:54Z</dc:date>
    </item>
    <item>
      <title>Re: What have I done. Garden time now.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545556#M424914</link>
      <description>&lt;P&gt;quick to the garden!&lt;/P&gt;</description>
      <pubDate>Fri, 17 Aug 2012 22:46:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545556#M424914</guid>
      <dc:creator>iMacDrew</dc:creator>
      <dc:date>2012-08-17T22:46:43Z</dc:date>
    </item>
    <item>
      <title>Re: What have I done. Garden time now.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545560#M424916</link>
      <description>&lt;P&gt;imacdrew that was funny&lt;/P&gt;</description>
      <pubDate>Fri, 17 Aug 2012 22:50:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545560#M424916</guid>
      <dc:creator>luckelle</dc:creator>
      <dc:date>2012-08-17T22:50:20Z</dc:date>
    </item>
    <item>
      <title>Re: What have I done. Garden time now.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545618#M424938</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/542897"&gt;@bbb3601&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Since buying our house and cars earlier this year I haven't apped for anything. Haven't even checked my scores since May. Got an auto increase from Barclay's,Lowes, and Walmart this month. Apped for freedom and received on recon for 1k. &amp;nbsp;Went out with the family to school shop (cash) and the app for our card and get this % off bug completely sucked me in. Old Navy, JCP hard pulls, &amp;nbsp; &amp;nbsp;some wierd auto approve with Buckle. They swiped me and asked if I wanted card. OMG what have I done. I am freezing my reports, and never school shopping again.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Could be worse you could of been given a Target Redcard with a $200 limit that will never grow, &amp;nbsp;JCP and OldNavy are Ge Money bank cards and &amp;nbsp;you can get CLI's every 4 months.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 17 Aug 2012 23:24:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545618#M424938</guid>
      <dc:creator>jamesdwi</dc:creator>
      <dc:date>2012-08-17T23:24:05Z</dc:date>
    </item>
    <item>
      <title>Re: What have I done. Garden time now.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545630#M424941</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/503434"&gt;@jamesdwi&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/542897"&gt;@bbb3601&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Since buying our house and cars earlier this year I haven't apped for anything. Haven't even checked my scores since May. Got an auto increase from Barclay's,Lowes, and Walmart this month. Apped for freedom and received on recon for 1k. &amp;nbsp;Went out with the family to school shop (cash) and the app for our card and get this % off bug completely sucked me in. Old Navy, JCP hard pulls, &amp;nbsp; &amp;nbsp;some wierd auto approve with Buckle. They swiped me and asked if I wanted card. OMG what have I done. I am freezing my reports, and never school shopping again.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Could be worse you could of been given a Target Redcard with a $200 limit that will never grow, &amp;nbsp;&lt;STRONG&gt;JCP and OldNavy are Ge Money bank cards and &amp;nbsp;you can get CLI's every 4 months.&amp;nbsp;&lt;/STRONG&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Very true!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And yes freezing reports will help with gaining unwanted accounts!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 17 Aug 2012 23:28:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545630#M424941</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-08-17T23:28:45Z</dc:date>
    </item>
    <item>
      <title>Re: What have I done. Garden time now.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545690#M424956</link>
      <description>&lt;P&gt;No biggie.&amp;nbsp; Sit back, relax, and just let it all grow.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Buyers remorse does such, though.&lt;/P&gt;</description>
      <pubDate>Sat, 18 Aug 2012 00:15:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545690#M424956</guid>
      <dc:creator>Repo-ed</dc:creator>
      <dc:date>2012-08-18T00:15:02Z</dc:date>
    </item>
    <item>
      <title>Re: What have I done. Garden time now.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545946#M425028</link>
      <description>&lt;P&gt;Thats funny! don't &amp;nbsp;walk .. run to the GARDEN!&lt;IMG alt="" border="0" src="http://i1188.photobucket.com/albums/z401/tishapaul1/girl-is-running-through-the-garden-coloring-page1.jpg" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Aug 2012 03:17:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/What-have-I-done-Garden-time-now/m-p/1545946#M425028</guid>
      <dc:creator>CK_Charles_Lover</dc:creator>
      <dc:date>2012-08-18T03:17:12Z</dc:date>
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