topic Re: Shocked Approval - Amex Zync in Credit Cards

Shocked Approval - Amex Zync

Anonymous — Thu, 23 Aug 2012 04:48:36 GMT

I just thought I would give it a try without any real hope of getting approved for it and somehow the AMEX gods smiled down on me!!!! As of today, the FAKO score I have on CreditKarma is 599 ( updated recently) and my FICO from Walmart is 659 (doesn't include one new CC that hit my report that brought my FAKO down to 599). I'm at 71% UTI (I know it's high but slowly being paid down) and have 6 inquiries showing. Average age with the few new cards I opened is now around 2 years with the longest being 7 1/2 (Perfect payment history). My only other Major CC is a Cap One.

I think this goes to say that if you don't care about the hard pull going on your credit report.....amazing things could happen with Amex

Re: Shocked Approval - Amex Zync

Anonymous — Thu, 23 Aug 2012 04:49:41 GMT

Congrats! $500 limit or NPSL?

Re: Shocked Approval - Amex Zync

Anonymous — Thu, 23 Aug 2012 04:51:02 GMT

500 limit. I wish it was NPSL but all I really care about at this point is the member date for down the road. I could always prepay or do multiple payments per month to get around the 500 limit

Re: Shocked Approval - Amex Zync

migo13 — Thu, 23 Aug 2012 10:17:30 GMT

Nice job! I was recently approved for the 500 as well, and am eagerly awaiting it to arrive. What is a Walmart FICO?

Re: Shocked Approval - Amex Zync

Anonymous — Thu, 23 Aug 2012 10:25:47 GMT

with the wallmart card issued by GE you can get a monthly TU98 Fico score by going paperless. if you shop at wallmart and pay in full every month i would get it.

Congrats on the amex! cant wait to get mine in the mail should be anyday now...

Re: Shocked Approval - Amex Zync

Anonymous — Thu, 23 Aug 2012 13:44:35 GMT

@Anonymous wrote:
with the wallmart card issued by GE you can get a monthly TU98 Fico score by going paperless. if you shop at wallmart and pay in full every month i would get it.

Congrats on the amex! cant wait to get mine in the mail should be anyday now...

that is a tu08 score, not tu98

Re: Shocked Approval - Amex Zync

Anonymous — Thu, 23 Aug 2012 13:49:07 GMT

Why thank you!