topic Re: DCU? in Credit Cards

DCU?

RockinRay — Thu, 23 Aug 2012 13:32:21 GMT

I would like to join DCU to round out my monthly FICO scores.

Do you all know what products I would need to have with them in order to get the free score each month? I kind of looked around on their site but it did not jump out at me. I do not mind dropping some money with them but I do not really want one of their credit cards.

Those of you that are members. what do you need to get to get the free FICO?

Thanks -

Re: DCU?

visorboy1974 — Thu, 23 Aug 2012 13:33:59 GMT

I only have a savings account with $20 in it. FICO every month in my inbox.

Re: DCU?

Anonymous — Thu, 23 Aug 2012 13:37:57 GMT

http://www.dcu.org/prodserv/checking/free_checking.html

http://www.dcu.org/electronic_services/FICO.html

Need checking plus or above.

Re: DCU?

Anonymous — Thu, 23 Aug 2012 13:36:28 GMT

@visorboy1974 wrote:
I only have a savings account with $20 in it. FICO every month in my inbox.

you have credit card with them?

Re: DCU?

jsickz32 — Thu, 23 Aug 2012 13:38:43 GMT

I joined last week and opened with savings of 50. I got a message asking to sign up for free fico monthly and i did and should be getting it in 7-10 days

Re: DCU?

Anonymous — Thu, 23 Aug 2012 13:43:13 GMT

Nice. Sounds like they aren't following their own stated rules. With just small savings dcu is taking loss on account giving ut eq fico monthly.

Re: DCU?

Anonymous — Thu, 23 Aug 2012 13:43:26 GMT

I have a checking and savings with minimal balance at DCU and they send me my FICO each month.

Re: DCU?

gettnthere — Thu, 23 Aug 2012 13:46:06 GMT

I dont know much about DCU, you guys mind telling me which FICO they give?

Re: DCU?

Anonymous — Thu, 23 Aug 2012 13:48:35 GMT

@gettnthere wrote:
I dont know much about DCU, you guys mind telling me which FICO they give?

eq fico 04. Same as the one you buy here.

Re: DCU?

RockinRay — Thu, 23 Aug 2012 13:51:07 GMT

If only savings is required, I woud drop $100 with them to get the score.

What "affiliation" did you all join in order to get in with them?

Re: DCU?

gettnthere — Thu, 23 Aug 2012 13:52:04 GMT

Thanks CRASHEM, i was just looking at the links you posted. What does it mean when it says "receive your FICO score IN PC Branch"? Is that pretty much saying receive it online?

Re: DCU?

Anonymous — Thu, 23 Aug 2012 13:55:35 GMT

@gettnthere wrote:
Thanks CRASHEM, i was just looking at the links you posted. What does it mean when it says "receive your FICO score IN PC Branch"? Is that pretty much saying receive it online?

yeah. But it looks like you don't even need to follow their stated rules to get. Just be a member.

Re: DCU?

jsickz32 — Thu, 23 Aug 2012 14:03:24 GMT

I joined through my uncle because he has 2 car loans through them.

Re: DCU?

gettnthere — Thu, 23 Aug 2012 14:09:20 GMT

Yea i was looking through the links you posted about the accounts and what you have to have to receive the free FICO, but it seems to be completely different regarding what posters are saying on here.

Re: DCU?

CS800 — Thu, 23 Aug 2012 15:40:41 GMT

Ray, i only maintain a checking with them and get the monthly EQ which is the same as if you would buy from myfico.com

Re: DCU?

bichonmom — Thu, 23 Aug 2012 17:40:45 GMT

Do they require a HP to join or open an acct?

It looks like you can join an organization for as little as $10 to qualify: http://www.dcu.org/infodesk/membrshp/eligibil-index.html

Re: DCU?

jsickz32 — Thu, 23 Aug 2012 17:49:03 GMT

they pulled EQ when i joined so i say yes.

Re: DCU?

RockinRay — Fri, 24 Aug 2012 12:14:21 GMT

So to kind of wrap up... Looks like a checking account will do it?

Re: DCU?

visorboy1974 — Fri, 24 Aug 2012 12:18:43 GMT

Yes Ray, a checking account will do the trick.

Re: DCU?

visorboy1974 — Fri, 24 Aug 2012 12:19:13 GMT

@Anonymous wrote:
@visorboy1974 wrote:
I only have a savings account with $20 in it. FICO every month in my inbox.
you have credit card with them?

No credit card...simply a savings account.