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    <title>topic Re: Approved for Zync!! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554592#M427521</link>
    <description>&lt;BLOCKQUOTE&gt;Congrats, Welcome to the amex family!&lt;/BLOCKQUOTE&gt;</description>
    <pubDate>Thu, 23 Aug 2012 19:53:32 GMT</pubDate>
    <dc:creator>webhopper</dc:creator>
    <dc:date>2012-08-23T19:53:32Z</dc:date>
    <item>
      <title>Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554336#M427436</link>
      <description>&lt;P&gt;Hi Everyone.&lt;/P&gt;&lt;P&gt;I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.&lt;/P&gt;&lt;P&gt;This morning I woke up feeling really good and for some reason had the Zync on my mind.&amp;nbsp; So against my gardening commitment, I applied.&lt;/P&gt;&lt;P&gt;I initially got the 14 day message but just received an email saying I have been approved!&lt;/P&gt;&lt;P&gt;I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Back in 98/99, I had an Optima Secured Card.&amp;nbsp; The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.&amp;nbsp; Hopefully the member since date will reflect.&lt;/P&gt;&lt;P&gt;Thanks again to the myfico family for all the great advice and for getting me where I am today.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Unfortunately, the bad news today is that they are now here in the garden&amp;nbsp;to repossess my bronze spade.&amp;nbsp; Day 1 starts again tomorrow.&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 17:48:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554336#M427436</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2012-08-23T17:48:15Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554352#M427442</link>
      <description>&lt;P&gt;Congrats! I hope you get well soon.&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 17:51:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554352#M427442</guid>
      <dc:creator>SpiceIslander</dc:creator>
      <dc:date>2012-08-23T17:51:33Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554360#M427445</link>
      <description>Congrats!</description>
      <pubDate>Thu, 23 Aug 2012 17:52:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554360#M427445</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2012-08-23T17:52:58Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554372#M427449</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 17:56:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554372#M427449</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-23T17:56:22Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554374#M427450</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 17:56:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554374#M427450</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-23T17:56:27Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554380#M427453</link>
      <description>&lt;P&gt;Enjoy your new card!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 17:58:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554380#M427453</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-23T17:58:23Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554384#M427455</link>
      <description>&lt;P&gt;congrats!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i replaced my debit card with my Zync. Too bad it has the $500 hard limit so i have to make a million payments a month in order to be able to do that.&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 17:58:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554384#M427455</guid>
      <dc:creator>j_casteel</dc:creator>
      <dc:date>2012-08-23T17:58:51Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554592#M427521</link>
      <description>&lt;BLOCKQUOTE&gt;Congrats, Welcome to the amex family!&lt;/BLOCKQUOTE&gt;</description>
      <pubDate>Thu, 23 Aug 2012 19:53:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554592#M427521</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-08-23T19:53:32Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554640#M427537</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/562433"&gt;@MsLadyRover&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hi Everyone.&lt;/P&gt;&lt;P&gt;I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.&lt;/P&gt;&lt;P&gt;This morning I woke up feeling really good and for some reason had the Zync on my mind.&amp;nbsp; So against my gardening commitment, I applied.&lt;/P&gt;&lt;P&gt;I initially got the 14 day message but just received an email saying I have been approved!&lt;/P&gt;&lt;P&gt;I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Back in 98/99, I had an Optima Secured Card.&amp;nbsp; The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.&amp;nbsp; Hopefully the member since date will reflect.&lt;/P&gt;&lt;P&gt;Thanks again to the myfico family for all the great advice and for getting me where I am today.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Unfortunately, the bad news today is that they are now here in the garden&amp;nbsp;to repossess my bronze spade.&amp;nbsp; Day 1 starts again tomorrow.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Super congrats. I am so happy for you... They still wont play with me.&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;Do you mind sharing your current score and your utilization?&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 20:21:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554640#M427537</guid>
      <dc:creator>NikJ4</dc:creator>
      <dc:date>2012-08-23T20:21:16Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554842#M427579</link>
      <description>&lt;P&gt;CONGRATS!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Welcome to the family!!!&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 21:55:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1554842#M427579</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-08-23T21:55:45Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555004#M427628</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/105852"&gt;@NikJ4&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/562433"&gt;@MsLadyRover&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hi Everyone.&lt;/P&gt;&lt;P&gt;I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.&lt;/P&gt;&lt;P&gt;This morning I woke up feeling really good and for some reason had the Zync on my mind.&amp;nbsp; So against my gardening commitment, I applied.&lt;/P&gt;&lt;P&gt;I initially got the 14 day message but just received an email saying I have been approved!&lt;/P&gt;&lt;P&gt;I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Back in 98/99, I had an Optima Secured Card.&amp;nbsp; The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.&amp;nbsp; Hopefully the member since date will reflect.&lt;/P&gt;&lt;P&gt;Thanks again to the myfico family for all the great advice and for getting me where I am today.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Unfortunately, the bad news today is that they are now here in the garden&amp;nbsp;to repossess my bronze spade.&amp;nbsp; Day 1 starts again tomorrow.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Super congrats. I am so happy for you... They still wont play with me.&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;Do you mind sharing your current score and your utilization?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My scores are current in my signature? &amp;nbsp;I'm really unsure of the EX score because Credit Sesame is a FAKO. My current utilization across my cards is 28%.&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 23:22:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555004#M427628</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2012-08-23T23:22:11Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555006#M427629</link>
      <description>&lt;P&gt;CONGRATS! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 23 Aug 2012 23:23:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555006#M427629</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-08-23T23:23:16Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555052#M427643</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/562433"&gt;@MsLadyRover&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hi Everyone.&lt;/P&gt;&lt;P&gt;I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.&lt;/P&gt;&lt;P&gt;This morning I woke up feeling really good and for some reason had the Zync on my mind.&amp;nbsp; So against my gardening commitment, I applied.&lt;/P&gt;&lt;P&gt;I initially got the 14 day message but just received an email saying I have been approved!&lt;/P&gt;&lt;P&gt;I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Back in 98/99, I had an Optima Secured Card.&amp;nbsp; The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.&amp;nbsp; Hopefully the member since date will reflect.&lt;/P&gt;&lt;P&gt;Thanks again to the myfico family for all the great advice and for getting me where I am today.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Unfortunately, the bad news today is that they are now here in the garden&amp;nbsp;to repossess my bronze spade.&amp;nbsp; Day 1 starts again tomorrow.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats! and Welcome back! &amp;nbsp;I bet you don't even need to ask for the backdating. &amp;nbsp;It'll already be there. &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 24 Aug 2012 00:00:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555052#M427643</guid>
      <dc:creator>improvingmycredit</dc:creator>
      <dc:date>2012-08-24T00:00:17Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555064#M427647</link>
      <description>&lt;P&gt;Nice !!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Foot in the door with AMEX&lt;/P&gt;</description>
      <pubDate>Fri, 24 Aug 2012 00:08:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555064#M427647</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-08-24T00:08:00Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555076#M427651</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Fri, 24 Aug 2012 00:23:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555076#M427651</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-24T00:23:35Z</dc:date>
    </item>
    <item>
      <title>Re: Approved for Zync!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555376#M427726</link>
      <description>&lt;P&gt;Congrats MsRover!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amex, either for a backdated card, or to get your foot in the door, I think personally is worth leaving the garden over if you want the tradeline and can be approved... and there aren't many cards I'd say that about &amp;nbsp;but backdating is a large benefit in the mid-term for anyone who's not gold-plated already.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 24 Aug 2012 03:56:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Zync/m-p/1555376#M427726</guid>
      <dc:creator>Revelate</dc:creator>
      <dc:date>2012-08-24T03:56:40Z</dc:date>
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