topic Re: AMEX!!! in Credit Cards

AMEX!!!

Anonymous — Mon, 27 Aug 2012 20:14:15 GMT

Currently, I have a $2000 CL on my AMEX BCE. I want to ask for a CLI but Im afraid of being rejected. I tried the 61 day thing back around the end of April, but I was denied. However, I only had one statement cut during that time, I had a balance, and I wasnt using the card at all. Fast forward to now and I've been using the card a regularly and I dont have a balance. (I just paid the balance off today). How long should I wait b4 I ask for a CLI again?

Re: AMEX!!!

MontegoMack — Mon, 27 Aug 2012 20:16:03 GMT

If you've applied after 61 days for a CLI, I believe your next wait period is 6 months thereafter.

Caveat: I could be wrong

Re: AMEX!!!

Anonymous — Mon, 27 Aug 2012 20:30:19 GMT

I think Amex requires 6 months from your last successful CLI, but only 3 months from a failed CLI.

Re: AMEX!!!

Anonymous — Mon, 27 Aug 2012 21:13:44 GMT

So I shouldn't app? Its been 3 months since the last request (unsuccessful).

Re: AMEX!!!

Anonymous — Mon, 27 Aug 2012 21:17:51 GMT

@Anonymous wrote:
So I shouldn't app? Its been 3 months since the last request (unsuccessful).

I think you should be fine to ask again if you want to. Even if it's not been long enough, I can't imagine asking now would "reset the clock".

Re: AMEX!!!

DrJim — Mon, 27 Aug 2012 21:20:51 GMT

Were you given reasons for the denial? If so, what were they?

If you are not eligible they will tell you. No harm, no foul.

Regarless, it's a soft pull so I would say give them a call today!

Re: AMEX!!!

Anonymous — Tue, 28 Aug 2012 14:42:26 GMT

Went for it this morning and now I have a $6000 Credit Limit!!!

Re: AMEX!!!

flowfaster — Tue, 28 Aug 2012 14:46:15 GMT

Nice, Congrats!

Re: AMEX!!!

webhopper — Tue, 28 Aug 2012 14:54:09 GMT

@Anonymous wrote:
Went for it this morning and now I have a $6000 Credit Limit!!!

Congrats!! Nice CLI!

Re: AMEX!!!

MsLadyRover — Tue, 28 Aug 2012 15:30:42 GMT

That's terrific! Congrats on your increase!

Re: AMEX!!!

rtw — Tue, 28 Aug 2012 17:20:05 GMT

Congrats!! Gotta love Amex.