topic Re: HSBC Accounts in Credit Cards

HSBC Accounts

corymcd88 — Tue, 28 Aug 2012 18:46:10 GMT

I spoke to a lady and she said that HSBC account will go over 100% to Capital one on 30 Sep 2012. Has anyone heard or gotten anything to confirm this?

Re: HSBC Accounts

Anonymous — Tue, 28 Aug 2012 18:50:40 GMT

No, but I can confirmed that all my credit reports no longer say HSBC, they say Capital One

Re: HSBC Accounts

corymcd88 — Tue, 28 Aug 2012 18:59:49 GMT

I can too, mine reports as Capital One too.

Re: HSBC Accounts

emptypockets — Tue, 28 Aug 2012 19:27:26 GMT

Mine have said Cap One for the past few months.

Re: HSBC Accounts

brcamacho — Tue, 28 Aug 2012 19:31:50 GMT

So does that mean all CLI's will stop?

Re: HSBC Accounts

Anonymous — Tue, 28 Aug 2012 19:39:14 GMT

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.

Re: HSBC Accounts

p- — Tue, 28 Aug 2012 19:46:25 GMT

@Anonymous wrote:
I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.

You have a luv button? No fair.

Re: HSBC Accounts

Anonymous — Tue, 28 Aug 2012 19:55:30 GMT

Had. Which I just checked and its not there anymore, I guess they are changing the rules.

Re: HSBC Accounts

kobe2012 — Tue, 28 Aug 2012 20:09:59 GMT

I have a HSBC charge off account from 4 yrs ago, since they're capital one now, what would happen to that account?? and also would that ruin my good history with capital one??? I applied for best buy card back in May and I got declined... I wonder if it's because of the that charge off

Re: HSBC Accounts

mxp114 — Tue, 28 Aug 2012 20:22:57 GMT

Yeah that's what I was told too. As of 10/1, the systems will finally be integrated as one and new plastics reflecting the new brand will be issued in Oct 2012. Also your CR will update from Capital One to Capital One Bank USA NA.

Re: HSBC Accounts

BadMammaJ — Tue, 28 Aug 2012 23:25:55 GMT

Will this change still represent subprime or prime accounts? I have two accounts with Capital One and one with Orchard bank. Max limit is $500 on all three and I have only recieved one CLI on all three. I would love at least one of these account to show a prime.

Re: HSBC Accounts

corymcd88 — Wed, 29 Aug 2012 00:08:36 GMT

They are still giveing CLI's on Orchard Bank Cards.

Re: HSBC Accounts

p- — Wed, 29 Aug 2012 21:40:59 GMT

@corymcd88 wrote:
They are still giveing CLI's on Orchard Bank Cards.

I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled. Did you get one since Aug1? Was it a hard pull?

Re: HSBC Accounts

corymcd88 — Wed, 29 Aug 2012 21:52:38 GMT

It was a soft pull.

Re: HSBC Accounts

p- — Wed, 29 Aug 2012 22:00:04 GMT

@corymcd88 wrote:
It was a soft pull.

Sweet. Too bad I'm not due for my regular 6 month CLI until Jan.

Re: HSBC Accounts

EmpressLuv — Wed, 29 Aug 2012 23:17:09 GMT

@p- wrote:
@corymcd88 wrote:
They are still giveing CLI's on Orchard Bank Cards.
I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled. Did you get one since Aug1? Was it a hard pull?

I just called a couple of minutes ago for CLI and got approved

Re: HSBC Accounts

p- — Wed, 29 Aug 2012 23:40:31 GMT

@EmpressLuv wrote:

I just called a couple of minutes ago for CLI and got approved

yaaaay. Hope it still works in Jan.