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    <title>topic Re: NFCU Cash Reward Upgrade in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1567274#M430961</link>
    <description>&lt;P&gt;MsLady, I belive this is what they are refering to the "5k limit".&amp;nbsp; There are other visa signature cards that have 5k-100k limits on the card with other banks but they only post the 5k limit onto your credit report, and I am not 100% sure how NFCU does it.&amp;nbsp; It is always the standard 5k on report due to that being the lowest visa signature starts.&amp;nbsp; This is PRIME TIME!&lt;/P&gt;</description>
    <pubDate>Fri, 31 Aug 2012 17:04:59 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-08-31T17:04:59Z</dc:date>
    <item>
      <title>NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563466#M429833</link>
      <description>&lt;P&gt;Just got the mailer, Congratulations! Your Account Is Being Upgraded.&lt;BR /&gt;&lt;BR /&gt;Navy Federal Visa Signature cashRewards Card.&lt;BR /&gt;&lt;BR /&gt;Congratulations on your upgrade.&lt;/P&gt;</description>
      <pubDate>Wed, 29 Aug 2012 17:21:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563466#M429833</guid>
      <dc:creator>orl2185</dc:creator>
      <dc:date>2012-08-29T17:21:50Z</dc:date>
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    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563524#M429849</link>
      <description>&lt;P&gt;got that in the mail myself today!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 29 Aug 2012 18:02:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563524#M429849</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-29T18:02:23Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563646#M429896</link>
      <description>&lt;P&gt;How long have you had the card?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am hoping mine gets upgraded.&amp;nbsp; I've had the card since March 2012&lt;/P&gt;</description>
      <pubDate>Wed, 29 Aug 2012 18:45:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563646#M429896</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-08-29T18:45:02Z</dc:date>
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    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563666#M429904</link>
      <description>&lt;P&gt;been with NFCU since 06-2007,&lt;/P&gt;</description>
      <pubDate>Wed, 29 Aug 2012 18:58:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563666#M429904</guid>
      <dc:creator>orl2185</dc:creator>
      <dc:date>2012-08-29T18:58:59Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563812#M429949</link>
      <description>&lt;P&gt;This is the reason I logged in. I just got this in mail. Are they increasing the limit or just sending new cards?? I mean, they gave me a very decent limit, but more is always good, right?&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp; I've been with them for six months.&lt;/P&gt;</description>
      <pubDate>Wed, 29 Aug 2012 20:34:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1563812#M429949</guid>
      <dc:creator>adavis425</dc:creator>
      <dc:date>2012-08-29T20:34:10Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1564560#M430145</link>
      <description>&lt;P&gt;Do you all have $5k or higher?&lt;/P&gt;</description>
      <pubDate>Thu, 30 Aug 2012 04:24:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1564560#M430145</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-30T04:24:13Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1564566#M430147</link>
      <description>&lt;P&gt;Mine is at $24k, and I havent gotten anything from them yet &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 30 Aug 2012 04:25:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1564566#M430147</guid>
      <dc:creator>hedgeclipper2</dc:creator>
      <dc:date>2012-08-30T04:25:21Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1565404#M430412</link>
      <description>&lt;P&gt;I just got the information about my CashRewards card being upgraded in the mail today.&amp;nbsp; I've had this card a little over a year, it was opened June 2011.&lt;/P&gt;</description>
      <pubDate>Thu, 30 Aug 2012 18:05:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1565404#M430412</guid>
      <dc:creator>Karunch</dc:creator>
      <dc:date>2012-08-30T18:05:30Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1565518#M430447</link>
      <description>&lt;P&gt;I just got my cash rewards upgrade today. Does anyone know if the card design will change? I love Navy Federal, the letter states because of your high standing with Navy Federal, we wanted to reward you. Awesome and no af... &amp;nbsp;Jordan my limit is 25k.&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 01:20:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1565518#M430447</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-31T01:20:13Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1565718#M430490</link>
      <description>&lt;P&gt;Add us to this list, too.&amp;nbsp; Got the mailer today.&amp;nbsp; Very neat!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 30 Aug 2012 20:55:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1565718#M430490</guid>
      <dc:creator>laz98</dc:creator>
      <dc:date>2012-08-30T20:55:55Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566518#M430729</link>
      <description>&lt;P&gt;Just got the mailer today, and my card is being upgraded. It looks like the card is going to stay the same green card and the wording "Cash Rewards" is in a different type of font or script. That and its probably going to say "Signature" somewhere would be my guess.&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 02:54:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566518#M430729</guid>
      <dc:creator>Datx</dc:creator>
      <dc:date>2012-08-31T02:54:39Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566554#M430738</link>
      <description>&lt;P&gt;Why haven't I got my letter in the mail? Oh yeah it's probably because i just got the card a week ago. haha &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But what is this all about though? Why the upgrade for some people?&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 03:08:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566554#M430738</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-31T03:08:58Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566602#M430755</link>
      <description>I spoke with customer service earlier today activating my new cash rewards card that I was just approved for last week.. anyone with a 5k limit and higher will be automatically upgraded.. she said ahw could send me my new one today but I should get my new signature card in mailers next month.</description>
      <pubDate>Fri, 31 Aug 2012 03:29:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566602#M430755</guid>
      <dc:creator>aloush11</dc:creator>
      <dc:date>2012-08-31T03:29:05Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566740#M430802</link>
      <description>&lt;P&gt;Both DW and I have separate accounts ($5k and $25k) and we both got the same upgrade. Question: do we really want this to happen?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 04:57:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566740#M430802</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2012-08-31T04:57:55Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566742#M430803</link>
      <description>&lt;P&gt;Well, here I thought I was special! &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt; I got the mailing today, too. I thought it was because I ran a small fortune through the card last month for my move. Oh, well. Still very cool to be getting the card. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've wanted a Visa signature card, but didn't want to pay the $49 AF. So, this is really nice!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This card isn't even on their website. I wonder if it's a new card they'll be offering and are starting out by upgrading some of their current cardholders.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 04:59:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566742#M430803</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-08-31T04:59:16Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566752#M430808</link>
      <description>&lt;P&gt;I've had mine for just over a month (my first ever payment posted today). &amp;nbsp;It is over $5k so I wonder if I will get it???&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What is the advantage of the signature card? &amp;nbsp;Why is it considered an upgrade?&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 05:07:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566752#M430808</guid>
      <dc:creator>Middleswarth</dc:creator>
      <dc:date>2012-08-31T05:07:30Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566764#M430813</link>
      <description>&lt;P&gt;If you go to visa.com/signature, you can find out about it. Banks and CUs besides Navy offer a verison of the Visa Signature card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This is my first one, but according to the letter, you have personalized concierge service, savings at hotels and resorts, and VIP access to sporting events. Also, discounts on restaurants, shopping, etc. Lots of stuff on the visa.com/signature website.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Visa Signature Shopping Benefits No Pre-Set Spending Limit* Zero Liability** Year-End Summary Statements Warranty Manager Service*** Purchase Security***&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 05:21:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1566764#M430813</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-08-31T05:21:52Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1567214#M430940</link>
      <description>&lt;P&gt;8k limit - 2 years with card and got the letter also, thought i was the only one!&amp;nbsp; I also have the visa signature flagship reward card.&amp;nbsp; To me it looks like they are upgrading all the 5k limit cash rewards to include the visa signature service.&amp;nbsp; Last I checked I PAID for it with my flagship rewards, need to check that!&amp;nbsp; I really want to get rid of the AF if that is the case since I am getting the same service for FREE on the other card now (though I won't cancel it if I cant get the AF off ...sigh).&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 16:39:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1567214#M430940</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-31T16:39:38Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1567232#M430944</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/46917"&gt;@llecs&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Both DW and I have separate accounts ($5k and $25k) and we both got the same upgrade. Question: do we really want this to happen?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I was thinking the same thing. A Sig mean that it most likely wont report the CL so you could lose the total CL in the FICO calculation. I know my BOA Signature doesnt report my CL. That's one thing I wouldn't like.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyone knows if Navy Sig reports the CL?&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 16:47:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1567232#M430944</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-08-31T16:47:04Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Cash Reward Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1567244#M430948</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/139417"&gt;@CS800&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/46917"&gt;@llecs&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Both DW and I have separate accounts ($5k and $25k) and we both got the same upgrade. Question: do we really want this to happen?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I was thinking the same thing. A Sig mean that it most likely wont report the CL so you could lose the total CL in the FICO calculation. I know my BOA Signature doesnt report my CL. That's one thing I wouldn't like.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyone knows if Navy Sig reports the CL?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes.&amp;nbsp; My Flagship Visa Signature reports my limit.&lt;/P&gt;</description>
      <pubDate>Fri, 31 Aug 2012 16:53:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-Cash-Reward-Upgrade/m-p/1567244#M430948</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2012-08-31T16:53:17Z</dc:date>
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