topic Re: BoA Experian Score... in Credit Cards

BoA Experian Score...

KeithW — Sun, 02 Sep 2012 03:17:53 GMT

After recently getting a BoA CC I got a letter stating that they had given me credit based on my Experian score which was 664. Is this my Experien FICO or some other number? The numbers I get from TU for Experian are 684.

It mentions that the scale for scores is between 300 and 850.

Re: BoA Experian Score...

xiownthisplacex — Sun, 02 Sep 2012 03:24:20 GMT

Yes, this is your true EX Fico score. You can't purchase your EX Fico score anywhere, only with a lender pull and I believe a couple of credit unions do offer them for free as a monthly update.

Re: BoA Experian Score...

KeithW — Sun, 02 Sep 2012 03:28:04 GMT

Wow! This makes me very happy. I guess I just need to work on my Equifax score now.

Re: BoA Experian Score...

-Cain- — Sun, 02 Sep 2012 03:49:55 GMT

The score you got from TU for Experian is a FAKO.

Re: BoA Experian Score...

j_casteel — Sun, 02 Sep 2012 06:25:05 GMT

@KeithW wrote:
Wow! This makes me very happy. I guess I just need to work on my Equifax score now.

I'm like you...my TU and EX scores have been coming up great, but for some reason my EQ score is really slacking and hasn't budged since 7/18/12. It's weird b/c they all report the same things.

Re: BoA Experian Score...

KeithW — Sun, 02 Sep 2012 16:34:12 GMT

I feel like my Equifax score is an anchor I am trying to get pulled up that is stuck on something. lol