topic Re: CC companies that pull EXP in Credit Cards

CC companies that pull EXP

Anonymous — Sun, 02 Sep 2012 17:51:58 GMT

I was just wondering what CC companies only pull Experian??

I ony have 3 inquires all droping off by March 2013 .......

Just seeing how can improve my CC's come the 8 yr mark of my BK 7 in June......

only negative in 7.5 yrs is the public record...

thanks

Re: CC companies that pull EXP

DVH1980 — Sun, 02 Sep 2012 15:35:46 GMT

Usually the the report they pull will depend on what part of the country you live in. There are some that generally pull one specific(i.e. Barclays pulling TU) but I think location is the key.

Re: CC companies that pull EXP

rtw — Sun, 02 Sep 2012 15:36:45 GMT

I believe that Amex primarily relies on EX.

Re: CC companies that pull EXP

DVH1980 — Sun, 02 Sep 2012 15:37:23 GMT

I know Amex has pulled EXP for me, multiple times Citi as well.

Re: CC companies that pull EXP

DaveSignal — Sun, 02 Sep 2012 15:43:31 GMT

BoA and SDFCU pulled EX when I applied.

Re: CC companies that pull EXP

LS2982 — Sun, 02 Sep 2012 16:11:39 GMT

BofA, Citi, AMEX have all pulled EX for me. Try whogavemecredit.com.

Re: CC companies that pull EXP

Revelate — Sun, 02 Sep 2012 16:30:28 GMT

It's location based primarily with the big lenders (and 2-3 qualifications too, YMMV); some such as many CU's pull a single bureau exclusively, and some products (Amex Charge cards) almost always pull one bureau; however, from the same lender (Amex) their revolvers pull any of the three.

If you look through the credit pulls databases, you can figure out who's pulling what, it's usually readily apparent if you see all three bureaus or just one.

End of the day, if you really want EX, move west, live here for two to maybe five years, everyone will want your EX