topic Macys in Credit Cards https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572714#M432689 Does anyone know what credit bureau Macys uses in New Jersey? Tue, 04 Sep 2012 06:24:11 GMT dujaidecor 2012-09-04T06:24:11Z Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572714#M432689 Does anyone know what credit bureau Macys uses in New Jersey? Tue, 04 Sep 2012 06:24:11 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572714#M432689 dujaidecor 2012-09-04T06:24:11Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572722#M432692 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/591836">@dujaidecor</a> wrote:<BR />Does anyone know what credit bureau Macys uses in New Jersey?<HR /></BLOCKQUOTE><P>whogavemecredit.com</P> Tue, 04 Sep 2012 06:44:16 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572722#M432692 j_casteel 2012-09-04T06:44:16Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572724#M432693 <P>+1</P> Tue, 04 Sep 2012 06:44:48 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572724#M432693 Shogun 2012-09-04T06:44:48Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572728#M432694 I checked there and they don't list the bureau used for NJ Tue, 04 Sep 2012 06:49:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572728#M432694 dujaidecor 2012-09-04T06:49:34Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572730#M432695 <BLOCKQUOTE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Creditor</TD><TD>State</TD><TD>Equifax</TD><TD>Experian</TD><TD><DIV align="center">Trans<BR />Union</DIV></TD><TD>Income</TD><TD>Bank-<BR />ruptcy</TD><TD>Date</TD><TD>Loan Type</TD><TD>App-<BR />roval</TD><TD><DIV align="center">Credit<BR />Limit</DIV></TD><TD>Rate</TD><TD>Comments</TD></TR></TBODY></TABLE></BLOCKQUOTE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD><P>&nbsp;</P><P>Macy's</P></TD><TD>NJ</TD><TD>0</TD><TD>640</TD><TD>0</TD><TD>36000</TD><TD>Yes</TD><TD>08/19/12</TD><TD>Credit Card</TD><TD>No</TD><TD>0</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy</TD><TD>NJ</TD><TD>596</TD><TD>596</TD><TD>609</TD><TD>45000</TD><TD>No</TD><TD>08/10/12</TD><TD>Credit Card</TD><TD>Yes</TD><TD>200</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy's store card</TD><TD>NJ</TD><TD>593</TD><TD>593</TD><TD>594</TD><TD>55</TD><TD>No</TD><TD>04/25/12</TD><TD>Credit Card</TD><TD>No</TD><TD>0</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>macys store</TD><TD>NJ</TD><TD>593</TD><TD>593</TD><TD>594</TD><TD>55000</TD><TD>No</TD><TD>04/25/12</TD><TD>Credit Card</TD><TD>No</TD><TD>0</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy's</TD><TD>NJ</TD><TD>680</TD><TD>634</TD><TD>676</TD><TD>55000</TD><TD>No</TD><TD>11/27/11</TD><TD>Credit Card</TD><TD>Yes</TD><TD>0</TD><TD>25.4</TD><TD>Surprised that I was approved since Macy's checks Experian and it was my lowest score.</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy's store card</TD><TD>NJ</TD><TD>0</TD><TD>698</TD><TD>0</TD><TD>25000</TD><TD>No</TD><TD>11/08/11</TD><TD>Credit Card</TD><TD>Yes</TD><TD>300</TD><TD>0</TD></TR></TBODY></TABLE> Tue, 04 Sep 2012 07:00:37 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572730#M432695 j_casteel 2012-09-04T07:00:37Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572732#M432696 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/594642">@j_casteel</a> wrote:<BR /><BLOCKQUOTE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Creditor</TD><TD>State</TD><TD>Equifax</TD><TD>Experian</TD><TD><DIV align="center">Trans<BR />Union</DIV></TD><TD>Income</TD><TD>Bank-<BR />ruptcy</TD><TD>Date</TD><TD>Loan Type</TD><TD>App-<BR />roval</TD><TD><DIV align="center">Credit<BR />Limit</DIV></TD><TD>Rate</TD><TD>Comments</TD></TR></TBODY></TABLE></BLOCKQUOTE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD><P>&nbsp;</P><P>Macy's</P></TD><TD>NJ</TD><TD>0</TD><TD>640</TD><TD>0</TD><TD>36000</TD><TD>Yes</TD><TD>08/19/12</TD><TD>Credit Card</TD><TD>No</TD><TD>0</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy</TD><TD>NJ</TD><TD>596</TD><TD>596</TD><TD>609</TD><TD>45000</TD><TD>No</TD><TD>08/10/12</TD><TD>Credit Card</TD><TD>Yes</TD><TD>200</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy's store card</TD><TD>NJ</TD><TD>593</TD><TD>593</TD><TD>594</TD><TD>55</TD><TD>No</TD><TD>04/25/12</TD><TD>Credit Card</TD><TD>No</TD><TD>0</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>macys store</TD><TD>NJ</TD><TD>593</TD><TD>593</TD><TD>594</TD><TD>55000</TD><TD>No</TD><TD>04/25/12</TD><TD>Credit Card</TD><TD>No</TD><TD>0</TD><TD>0</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy's</TD><TD>NJ</TD><TD>680</TD><TD>634</TD><TD>676</TD><TD>55000</TD><TD>No</TD><TD>11/27/11</TD><TD>Credit Card</TD><TD>Yes</TD><TD>0</TD><TD>25.4</TD><TD>Surprised that I was approved since Macy's checks Experian and it was my lowest score.</TD></TR></TBODY></TABLE><TABLE cellspacing="0" cellpadding="2" border="1"><TBODY><TR><TD>Macy's store card</TD><TD>NJ</TD><TD>0</TD><TD>698</TD><TD>0</TD><TD>25000</TD><TD>No</TD><TD>11/08/11</TD><TD>Credit Card</TD><TD>Yes</TD><TD>300</TD><TD>0</TD></TR></TBODY></TABLE><HR /></BLOCKQUOTE><P>crappy format, but that was about 5sec of searching on whogavemecredit</P><P>&nbsp;</P> Tue, 04 Sep 2012 07:01:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572732#M432696 j_casteel 2012-09-04T07:01:18Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572736#M432698 Thank you so much! Tue, 04 Sep 2012 07:06:20 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1572736#M432698 dujaidecor 2012-09-04T07:06:20Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1573418#M432881 <P>Pulled EX in July, but they use it in combination with their internal scoring scale to create an internal score. Take note of my scores below, I was denied an upgrade to their AMEX version. Mind you I work for Macy's, spend thousands a year and PIF, have been a cardholder for over 4 years, and have 9% util. Go figure... FYI, I have a Zync and BCE from AMEX.</P> Tue, 04 Sep 2012 19:45:11 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1573418#M432881 slarano 2012-09-04T19:45:11Z Re: Macys https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1573642#M432959 <P>Ex. Im in NJ</P> Tue, 04 Sep 2012 21:16:37 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Macys/m-p/1573642#M432959 Brian_Trying_700 2012-09-04T21:16:37Z