topic Re: Zync Backdated!!! in Credit Cards

Zync Backdated!!!

MsLadyRover — Tue, 04 Sep 2012 16:41:05 GMT

Yay!

I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account. She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999. Woo Hoo!!

They will also be sending me a new card. Thanks Fico Fam for all your advice and information yet again!!

Re: Zync Backdated!!!

Anonymous — Tue, 04 Sep 2012 16:44:40 GMT

Remember to double check your credit reportdot confirm open date changed. Probably need to wait cycle or two

Re: Zync Backdated!!!

rtw — Tue, 04 Sep 2012 16:45:36 GMT

Congrats! I made the same call this weekend and when I logged in today my member since date says 1993. My new cards are on their way. Now just to see how my account gets reported to the CRAs.

Re: Zync Backdated!!!

creditnocash — Tue, 04 Sep 2012 16:47:23 GMT

congrats. backdate of 13 years will do wonders if you have halted credit since.

i opened my first amex a few days ago.

can't wait to say that ive had an amex for 10+ years.

you know minus the growing age of me.

Re: Zync Backdated!!!

MsLadyRover — Tue, 04 Sep 2012 16:47:57 GMT

@Anonymous wrote:
Remember to double check your credit reportdot confirm open date changed. Probably need to wait cycle or two

Will definitely do! 13 years should do wonders for my AAOA!

Re: Zync Backdated!!!

MsLadyRover — Tue, 04 Sep 2012 16:48:24 GMT

@rtw wrote:
Congrats! I made the same call this weekend and when I logged in today my member since date says 1993. My new cards are on their way. Now just to see how my account gets reported to the CRAs.

Congrats to you rtw!

Re: Zync Backdated!!!

bichonmom — Tue, 04 Sep 2012 17:54:08 GMT

Congrats! You'll probably see a nice little FICO boost from the increased AAoA.

Re: Zync Backdated!!!

webhopper — Tue, 04 Sep 2012 18:02:41 GMT

@MsLadyRover wrote:
Yay!
I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account. She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999. Woo Hoo!!
They will also be sending me a new card. Thanks Fico Fam for all your advice and information yet again!!

Congrats!!

Re: Zync Backdated!!!

MsLadyRover — Tue, 04 Sep 2012 18:09:56 GMT

@bichonmom wrote:
Congrats! You'll probably see a nice little FICO boost from the increased AAoA.

Thanks Bichonmom. I took your advice and requested it exactly as you told me. I said..."I just received my new Zync card on Friday and I want to make sure my previous relationship with AMEX is reflected via my member since date." The rep said she would be happy to look that up for me.

Re: Zync Backdated!!!

MsLadyRover — Tue, 04 Sep 2012 18:10:55 GMT

@webhopper wrote:
@MsLadyRover wrote:
Yay!
I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account. She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999. Woo Hoo!!
They will also be sending me a new card. Thanks Fico Fam for all your advice and information yet again!!
Congrats!!

Thank you! I'm feeling like a revolver my be in my future in January to take advantage of that backdating even more. We will see.

Re: Zync Backdated!!!

bichonmom — Tue, 04 Sep 2012 18:14:45 GMT

Glad it worked! This forum is such a great source of info!

Re: Zync Backdated!!!

MsLadyRover — Tue, 04 Sep 2012 18:24:16 GMT

@bichonmom wrote:
Glad it worked! This forum is such a great source of info!

Yes it is. I'm soooooo glad Suze Orman sent me here!!