topic Re: The guessing game with kohl's in Credit Cards

The guessing game with kohl's

creditnocash — Tue, 04 Sep 2012 16:41:57 GMT

anyone have any luck on getting an cli recently?

ive been trying since early july. and everytime they respond with that their internal system is being updated but there is no time frame on when.

i even joked before the end of the world? and the rep told me that there was no answer but hopefully will be up and running shortly.

lower limits suck.

400 limit

9 month card.

always pif

put through about 1k on this card.

wanted to buy some jackets (for suits and work)

guess macy's will get that business (3k limit there)

Re: The guessing game with kohl's

jsickz32 — Tue, 04 Sep 2012 17:21:08 GMT

I have kohls card with 300cl and have had it for 7 months to be honest i dont know why i got it. I have never bought anything there for me. Ive read in other forums that people usually get auto cli when they carry balances but idk

Re: The guessing game with kohl's

Anonymous — Tue, 04 Sep 2012 18:27:42 GMT

correct me if i am worng here but is that card not issued by capone now ?

if it is good luck with a CLI

UPDATE: just looked at the Kohls card app and "Authorization: When you apply for a Kohl’s credit card from

Capital One, N.A. (“Capital One”,“we”, or “us”), you agree to
the following:"

i would not hold my breath for a CLI on this one guys

Re: The guessing game with kohl's

creditnocash — Wed, 05 Sep 2012 01:35:47 GMT

from what ive read is that cap one is only the bank that provides the funds and khols itself does everyhing else.

someone correct me if i misread.

i believe it was always cap one and people have gotten soft pull cli on this card around june.

Re: The guessing game with kohl's

Anonymous — Wed, 05 Sep 2012 01:39:31 GMT

i think the khols card was issued by GE in the past i am not sure when capone started "issuing" "backing" the card. Weather they just provide the funds or not i would be suprised to see cli...

can anyone chime in on this? have a KC that got a CLI reccently ?

Re: The guessing game with kohl's

creditnocash — Wed, 05 Sep 2012 01:42:48 GMT

@Anonymous wrote:
i think the khols card was issued by GE in the past i am not sure when capone started "issuing" "backing" the card. Weather they just provide the funds or not i would be suprised to see cli...

can anyone chime in on this? have a KC that got a CLI reccently ?

well before july? as i have tried since to them responding to a dreaded not at the moment but when you don't succeed try try again.

Re: The guessing game with kohl's

Anonymous — Wed, 05 Sep 2012 01:53:18 GMT

I c well then you are right sir, I doubt that cap one just started backing for KC from GE.

I would buy at Macy's tho for the suite (if these two are your only options).. Kohl's is pushing the fitted stuff ( looks really nice) but the quality is not as high IMHO

wait for a Macy's one day sale or something hahaha I did that for a button up I wanted and was able to buy it for 23 vs. 65. And I was able to charge it to Macy's card even tho I did not have the card on me. Ordered it in store, they were out of my size and shipping was free! PIF as soon as it posted

Re: The guessing game with kohl's

Anonymous — Wed, 05 Sep 2012 02:02:26 GMT

The Kohl's card is Issued by Capital One, it says so on my billing statement. I have been a Kohl's cardmember since 2011 and was given a toy limit of $400. I called twice to get my CLI at different times, one time I called around April then again recently at the beginning of August. The CSR gave me the same excuse twice that they werent granting CL's at this time because they are updating there system. It must be a huge system they are updating because from April that I called to August and still they are at it with the system updating. It would be nice to have a CLI because I shop alot at Kohl's for almost anything but with the small CL I have I am very limited

Re: The guessing game with kohl's

creditnocash — Wed, 05 Sep 2012 05:19:23 GMT

Yeah it sucks but it is what it is. I'll try one more time in a month or so and then sock drawer it as there's no annual fee. For god sakes there is no magnetic strip either it's a barcode.

Have 400 limit at ae that opened in July but it's ge so by new years I shouldn't have any cards below 500.

Re: The guessing game with kohl's

RyVision — Fri, 07 Sep 2012 05:43:23 GMT

I got Kohls charge in Jan or Feb of 2009 (under Chase I think before switching to Cap One), called to ask about a CLI a few times from the little 300 CL I had with them and no go. Not long after the switch, I called and asked around May 20th for a CLI, she said she didn't have to pull anything because my card was already eligible for a CLI to 1000. It didn't show up on any CRs until after I charged something on it however (I let that card sit as 0 for longer than I should at times).

Re: The guessing game with kohl's

SubseaEngineer — Fri, 07 Sep 2012 12:58:03 GMT

I opened a Kohls card in August 2011 (I'm pretty sure it was still operated by Capital one then. Had closed on my mortgage about a month prior, so it didnt show up on my credit report. Also had a few old collections and some 60+ / 90+ late payments from 5 years ago, nothing bad in the last 3 years.

My starting credit limit was $750. After 6 months of carrying a small balance (never more than about $300), I called them to ask about a credit limit increase since i had recently purchased a home and needed buying power to purchase things for the home.

They gave me an immediate credit limit increase to $1500.

To be fair, my income is over $100K, credit scores were in the mid-high 600's when this happened.

Re: The guessing game with kohl's

creditnocash — Mon, 10 Sep 2012 00:11:01 GMT

Just an update.

just called kohls and got a girl that was really eunthusiastic about working at a call center. and it got my hopes up.

i asked straight out for a cli and she goes ok let me pull up your info and let me see what we can do.

(i was like omg finally)

after veryfing me she came back with im so sorry but cannot do this at this time. (and its not just me everyone)

the way they handle cli is being revamped.

it was dissapointing but im not counting on it.

she said managment has trickled down that i can expect mid/late october as they have been doing this upgrade since june. if they dont do it by december im sure they will be missing out on a lot of business.

Re: The guessing game with kohl's

jsucool76 — Mon, 10 Sep 2012 01:10:50 GMT

The reason sounds very CapOne-y

Their reasons for the past few months for no CLI changed from "You're not eligible" to "You're not eligible because we're reviewing our CLI policy and cannot grant any CLIs until we're finished."

Re: The guessing game with kohl's

creditnocash — Mon, 10 Sep 2012 01:43:07 GMT

@jsucool76 wrote:
The reason sounds very CapOne-y

Their reasons for the past few months for no CLI changed from "You're not eligible" to "You're not eligible because we're reviewing our CLI policy and cannot grant any CLIs until we're finished."

yeah i dont have any cap one cards and never got any "builder cards as they say"

best buy was financed through hsbc until recently.

and according to othe posts from this forum that kohls handles everything besides the actual funds.

i know ive heard things about capone both good and bad but like i said its whatever.

i know my ge ae card will get an inc in few months. and i have some 500 limit credit cards. all my store cards are above 500 though. so it would be nice to see this one get up there.

i bought one suit with socks.

and cost me 206 on 400 limit card..

macys got 600 on 3500.

see the difference. although ive had macys a year and a half more.

like i stated before it will now be sd. and used once ever 3/4 months for something small. my freedom gives me more incentive to spend at kohls then kohls does.