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    <title>topic PenFed Defender American Express in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578028#M434163</link>
    <description>&lt;P&gt;seriously im done apping just wanted to take advantage of No HP from Penfed since I reopen my account from 4 years ago.&lt;/P&gt;&lt;P&gt;1 HP for 3 product&lt;/P&gt;&lt;P&gt;July appoved for platinum cash rewards visa 20.5k&lt;/P&gt;&lt;P&gt;Aug approved for the porsonal line of credit 10k&lt;/P&gt;&lt;P&gt;today hit the apply button for the New Penfed Defender American express 5k not complaining&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Navyfed: 20k Nrewards Visa 8k Cash Rewards Visa siggy 5K Flagship Visa siggy 10k Navcheck LOC 15k personal loan&lt;/P&gt;&lt;P&gt;Penfed: 20.5k Platinum cash rewards Visa 10k personal LOC 5k penfed defender Amex&lt;/P&gt;&lt;P&gt;Usaa: 7k World master card 7k Platinum Visa&lt;/P&gt;&lt;P&gt;Amex: Blue Cash prefered 1k&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt; and Gold PRG&lt;/P&gt;&lt;P&gt;Chase: 5k Freedom&lt;/P&gt;&lt;P&gt;Barclay: 2.6k Apple Visa&lt;/P&gt;&lt;P&gt;Walmart: $700 but free fico&lt;/P&gt;&lt;P&gt;Target: $200&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;score 2011&lt;/P&gt;&lt;P&gt;TU:550 EQ 500 EX 551&lt;/P&gt;&lt;P&gt;score 2012&lt;/P&gt;&lt;P&gt;TU:680 EQ:726 EX 652&lt;/P&gt;</description>
    <pubDate>Fri, 07 Sep 2012 07:35:35 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-09-07T07:35:35Z</dc:date>
    <item>
      <title>PenFed Defender American Express</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578028#M434163</link>
      <description>&lt;P&gt;seriously im done apping just wanted to take advantage of No HP from Penfed since I reopen my account from 4 years ago.&lt;/P&gt;&lt;P&gt;1 HP for 3 product&lt;/P&gt;&lt;P&gt;July appoved for platinum cash rewards visa 20.5k&lt;/P&gt;&lt;P&gt;Aug approved for the porsonal line of credit 10k&lt;/P&gt;&lt;P&gt;today hit the apply button for the New Penfed Defender American express 5k not complaining&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Navyfed: 20k Nrewards Visa 8k Cash Rewards Visa siggy 5K Flagship Visa siggy 10k Navcheck LOC 15k personal loan&lt;/P&gt;&lt;P&gt;Penfed: 20.5k Platinum cash rewards Visa 10k personal LOC 5k penfed defender Amex&lt;/P&gt;&lt;P&gt;Usaa: 7k World master card 7k Platinum Visa&lt;/P&gt;&lt;P&gt;Amex: Blue Cash prefered 1k&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt; and Gold PRG&lt;/P&gt;&lt;P&gt;Chase: 5k Freedom&lt;/P&gt;&lt;P&gt;Barclay: 2.6k Apple Visa&lt;/P&gt;&lt;P&gt;Walmart: $700 but free fico&lt;/P&gt;&lt;P&gt;Target: $200&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;score 2011&lt;/P&gt;&lt;P&gt;TU:550 EQ 500 EX 551&lt;/P&gt;&lt;P&gt;score 2012&lt;/P&gt;&lt;P&gt;TU:680 EQ:726 EX 652&lt;/P&gt;</description>
      <pubDate>Fri, 07 Sep 2012 07:35:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578028#M434163</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-07T07:35:35Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Defender American Express</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578204#M434230</link>
      <description>&lt;P&gt;I just applied and was approved for $2500.&amp;nbsp; 1.5% back&amp;nbsp;applied to bill every month.&amp;nbsp; Combined with my 5% cash back Penfed Visa and that's a winning combo!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My only gripe with PENFED is they dont display transactions instantly.&amp;nbsp; I really dislike that.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 07 Sep 2012 14:06:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578204#M434230</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-07T14:06:21Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Defender American Express</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578210#M434231</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I just applied and was approved for $2500.&amp;nbsp; 1.5% back&amp;nbsp;applied to bill every month.&amp;nbsp; Combined with my 5% cash back Penfed Visa and that's a winning combo!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My only gripe with PENFED is they dont display transactions instantly.&amp;nbsp; I really dislike that.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats !&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What's your EQ FICO?&lt;/P&gt;</description>
      <pubDate>Fri, 07 Sep 2012 14:10:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578210#M434231</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-09-07T14:10:21Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Defender American Express</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578216#M434234</link>
      <description>&lt;P&gt;Not sure to be honest.&amp;nbsp; It was 726 a few months ago when I applied for BoA.&amp;nbsp; My credit karma score is 751.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have at least 8 inquiries in the past year.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 07 Sep 2012 14:13:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578216#M434234</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-07T14:13:33Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Defender American Express</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578390#M434284</link>
      <description>&lt;P&gt;I app reopened account July 2012 after 4 years of no action i forgot i had 75 bucks in there&lt;/P&gt;&lt;P&gt;&amp;nbsp;pulled EQ 712 fico 0 inquiries Fenfed said my score was 769 dont know what model they are using&lt;/P&gt;</description>
      <pubDate>Fri, 07 Sep 2012 16:20:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Defender-American-Express/m-p/1578390#M434284</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-07T16:20:40Z</dc:date>
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