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    <title>topic Re: Approved Instantly for NavCheck... 15k !! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584954#M436036</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine.. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No income verification required.&amp;nbsp; They did the approval over the phone which was awesome.&amp;nbsp;&amp;nbsp; I applied for a car loan refi back in March and sent them bank statements and investment account statements...&amp;nbsp; maybe that did it for them &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I asked for 15k, they gave it.&amp;nbsp; all is well &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 11 Sep 2012 21:29:48 GMT</pubDate>
    <dc:creator>webhopper</dc:creator>
    <dc:date>2012-09-11T21:29:48Z</dc:date>
    <item>
      <title>Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584460#M435880</link>
      <description>&lt;P&gt;So I decided to apply for NFCU... LOC&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Approved instantly over the phone for 15k &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice!&amp;nbsp; Gotta Love NFCU&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 17:00:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584460#M435880</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-09-11T17:00:22Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584466#M435882</link>
      <description>&lt;P&gt;Awesome!! Congrats!!!&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 17:01:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584466#M435882</guid>
      <dc:creator>bbrannan</dc:creator>
      <dc:date>2012-09-11T17:01:55Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584484#M435884</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/328281"&gt;@bbrannan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Awesome!! Congrats!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Was going to wait, and actually was going to have DH apply.&amp;nbsp; However, I didn't feel comfortable having him pick up an unsecured loan in just his name for a bathroom remodel my rental property that I had before we were married...&amp;nbsp; Not to say that we are planning to ever split up, and he was more than willing to do it. But uhm....&amp;nbsp; ya &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 17:10:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584484#M435884</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-09-11T17:10:08Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584496#M435889</link>
      <description>&lt;P&gt;Congrats Hopper, you got the max on the LOC &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 17:16:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584496#M435889</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-09-11T17:16:35Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584538#M435903</link>
      <description>&lt;P&gt;WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine.. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 17:47:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584538#M435903</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-11T17:47:25Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584554#M435907</link>
      <description>&lt;P&gt;awesome! congrats &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 17:53:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584554#M435907</guid>
      <dc:creator>beautybrainsbooty</dc:creator>
      <dc:date>2012-09-11T17:53:22Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584954#M436036</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine.. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No income verification required.&amp;nbsp; They did the approval over the phone which was awesome.&amp;nbsp;&amp;nbsp; I applied for a car loan refi back in March and sent them bank statements and investment account statements...&amp;nbsp; maybe that did it for them &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I asked for 15k, they gave it.&amp;nbsp; all is well &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 21:29:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584954#M436036</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-09-11T21:29:48Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584958#M436038</link>
      <description>&lt;P&gt;Do you need direct deposit to eligible for navcheck?&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 21:30:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584958#M436038</guid>
      <dc:creator>XxRaVeNxX</dc:creator>
      <dc:date>2012-09-11T21:30:33Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584962#M436040</link>
      <description>&lt;P&gt;So you decided to go for it... good for you! Congratulations on the approval, nice amount! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 21:32:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1584962#M436040</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-11T21:32:12Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585012#M436051</link>
      <description>&lt;P&gt;Congrats! That's the max they do for NavChek. Everyone gets the same %. The LOC amt is determined by your creditworthiness. It's nice to have as a backup and helps w/util, too. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 21:55:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585012#M436051</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-09-11T21:55:33Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585072#M436069</link>
      <description>&lt;P&gt;I was just going to say, wait didn't you decide to wait LOL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats! I love my navcheck and how easy it is to use as a short term personal loan.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Sep 2012 22:14:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585072#M436069</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-11T22:14:17Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585626#M436247</link>
      <description>Yep; I decided not to wait after I found out my contractor is having double shoulder replacement and I wanted to make sure I got the work done this year for tax reasons. When I found out how much the remodel on two bathrooms would cost I had a kneejerk reaction to open this LOC. My husband will still apply for a loan with them and we will pay off what I charge to the LOC with the loan so that I will be back to 0% utilization and he will be building credit with the loan.</description>
      <pubDate>Wed, 12 Sep 2012 02:15:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585626#M436247</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-09-12T02:15:09Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585634#M436251</link>
      <description>&lt;P&gt;Nope DD not needed.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 12 Sep 2012 02:20:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585634#M436251</guid>
      <dc:creator>mfoxxx</dc:creator>
      <dc:date>2012-09-12T02:20:48Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585640#M436253</link>
      <description>&lt;P&gt;Congrats, nice instant approval&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 12 Sep 2012 02:28:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585640#M436253</guid>
      <dc:creator>jamesdwi</dc:creator>
      <dc:date>2012-09-12T02:28:46Z</dc:date>
    </item>
    <item>
      <title>Re: Approved Instantly for NavCheck... 15k !!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585654#M436257</link>
      <description>Thanks. I have some deposits from wepay going into that account; about 2k per month. Also have my husbands disability going into our joint shares account. From my understanding DD is not required</description>
      <pubDate>Wed, 12 Sep 2012 02:38:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Instantly-for-NavCheck-15k/m-p/1585654#M436257</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-09-12T02:38:23Z</dc:date>
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