topic Re: Help AE CC in Credit Cards

Help AE CC

Anonymous — Fri, 14 Sep 2012 01:08:41 GMT

They got me again!

American Eagle offered 15% off when I apply for a card and I needed some jeans. Hindsight tells me I should not of.

Anyways I did not get the instant approve because I had a secruity alert on TU/EX. Got a call from GE Retail confirmed some info and told me being considered for AE Store and AE Visa.

I was approved for $700 CL but she didn't specify which one she just said congratulations you have been approved card will arrive 5-7 business days.

How do I contact her??

On my Experian report it is already been reported as new account! It has been 1 day lol! But I do know it is being listed as a "Charge Account" and I have Cap1 that says Credit Card

so did I get the **bleep**ty AE Store only?

Re: Help AE CC

jsucool76 — Fri, 14 Sep 2012 01:10:33 GMT

I would just call up and ask. Check the backdoor thread for a GE number and give em your info and ask if you got the store or visa card

Re: Help AE CC

Anonymous — Fri, 14 Sep 2012 01:12:18 GMT

If I got the store card can I tell them I do not want it and remove inquiry? lol or try again for Visa?

Re: Help AE CC

jsucool76 — Fri, 14 Sep 2012 01:19:54 GMT

They definitely won't remove the inquiry. It's not like the inquiry was made in error, you applied for the card for the discount. You can of course close the account, but that seems like a little bit of a waste. Also, afaik, GECRB is not very good with recons. Remember though, it is a GE card, which means it will grow with you, and maybe even get upgraded to the visa version after a year or two.

Re: Help AE CC

Anonymous — Fri, 14 Sep 2012 01:26:26 GMT

If I may I would like to ask a question. Since there is a security freeze on your report(S) how did they verify your info? I know someone with the freezes on all 3 and she cant get no credit because of that. Any and all info will be helpfully. Thanks in advance

Re: Help AE CC

Anonymous — Fri, 14 Sep 2012 01:33:40 GMT

At first it is basics, SSN. DoB. Full name. confirm address.

Then the questions become similar to the bureau's security questions like

Person owns property or lives in the following city

None of the above

Which of the following cities are you associated with

None of the above

and so on and so forth all are multiple choice if you are the person you claim to be you should answer them correctly unless you have discrepancies on your credit report which might be the case for your friend. If so I recommend purchasing your credit reports for all three and check them carefully.

Re: Help AE CC

Anonymous — Fri, 14 Sep 2012 01:37:25 GMT

Thanks for the info. She has all 3. At this point I sure its safe to say no one was interested in extending her credit which may be the reason she hasnt got a call

Re: Help AE CC

creditnocash — Fri, 14 Sep 2012 01:50:46 GMT

you cant just call and have it removed.

you apped your stuck with it.

ge grows really well with you and can get a soft pull cli every four months. (what i plan on doing with ae and walmart.)

if you shop alot at ae its still a good card to show you can pay on time or pif if you wanted.

i got 400 on ae in july but got a citizens Bank mastercard for 2k limit in august. so anything can happen.

Re: Help AE CC

bichonmom — Fri, 14 Sep 2012 01:56:57 GMT

With a $700 CL, the likelihood is that you got the store card; though the Visa is possible. You could call their 800# and ask or just wait to get it in the mail.

GE is notoriously fast at reporting new accts. It's like the speed of light!

Re: Help AE CC

trumpet-205 — Fri, 14 Sep 2012 02:01:12 GMT

If your GE account number starts with a 4, then it is likely you have Visa. Otherwise store card.

Re: Help AE CC

Anonymous — Fri, 14 Sep 2012 02:43:52 GMT

Duh I forgot all visa cards start with 4!

Thank yoU!