topic Re: Woohoo! Hubby just got approved for a Walmart CC! in Credit Cards

Woohoo! Hubby just got approved for a Walmart CC!

fuzzybean — Mon, 17 Sep 2012 22:19:32 GMT

Now, how do we get me on it? I didn't see an option for a joint account. I really want it to be joint, not an AU!

It was a $700 limit. Finally, we're getting somewhere!

Re: Woohoo! Hubby just got approved for a Walmart CC!

kobe2012 — Mon, 17 Sep 2012 22:22:34 GMT

@fuzzybean wrote:
Now, how do we get me on it? I didn't see an option for a joint account. I really want it to be joint, not an AU!

It was a $700 limit. Finally, we're getting somewhere!

I think it is too late to be a joint account since he was already approved....

Re: Woohoo! Hubby just got approved for a Walmart CC!

fuzzybean — Mon, 17 Sep 2012 22:27:35 GMT

Since they didn't ask for an employer I decided to try it, too. I got one for $300 and I haven't worked in 18 years (busy raising kids)! I know it's not much, but I am totally stoked!

Re: Woohoo! Hubby just got approved for a Walmart CC!

LS2982 — Mon, 17 Sep 2012 22:27:51 GMT

No joint but AU is available.

Re: Woohoo! Hubby just got approved for a Walmart CC!

Anonymous — Mon, 17 Sep 2012 22:32:51 GMT

Congrats!! I love the walmart card!!

Re: Woohoo! Hubby just got approved for a Walmart CC!

fuzzybean — Mon, 17 Sep 2012 22:35:28 GMT

@Anonymous wrote:
Congrats!! I love the walmart card!!

And they give you a real FICO, too, right?

Re: Woohoo! Hubby just got approved for a Walmart CC!

Anonymous — Mon, 17 Sep 2012 23:05:08 GMT

IM also waiting for this card to show up in the mail. Looking forward to the free tu score b/c its my worst score so if I can get it to the 700's the other scores should be there also. Can I add my wife to it when it comes in. I need the card number to set up the online access

edited

also will it report to her cra's like my cap1 card does? thanks mike

Re: Woohoo! Hubby just got approved for a Walmart CC!

fuzzybean — Mon, 17 Sep 2012 23:10:41 GMT

@Anonymous wrote:
IM also waiting for this card to show up in the mail. Looking forward to the free tu score b/c its my worst score so if I can get it to the 700's the other scores should be there also. Can I add my wife to it when it comes in. I need the card number to set up the online access

edited
also will it report to her cra's like my cap1 card does? thanks mike

It will show up on her CR, too. I'm an AU on my hubby's BofA visa and it shows on mine.

I hope yours arrives soon!

Re: Woohoo! Hubby just got approved for a Walmart CC!

Anonymous — Mon, 17 Sep 2012 23:14:26 GMT

Thanks... yea im NOT patiently waiting for it and my first prime card chase freedom

Re: Woohoo! Hubby just got approved for a Walmart CC!

bichonmom — Mon, 17 Sep 2012 23:23:11 GMT

Congrats! love themonthly FICO, too. Remember to CLI after 4th stmt cuts. It's good that you have your own card. The new credit laws really make it hard for stay at home moms to get credit since they can't use their household income. So, it's great that your establishing credit in your own name, which is diff than being an AU.

Re: Woohoo! Hubby just got approved for a Walmart CC!

fuzzybean — Mon, 17 Sep 2012 23:24:34 GMT

@bichonmom wrote:
Congrats! love themonthly FICO, too. Remember to CLI after 4th stmt cuts. It's good that you have your own card. The new credit laws really make it hard for stay at home moms to get credit since they can't use their household income. So, it's great that your establishing credit in your own name, which is diff than being an AU.

I know, big difference between the two. That's why I'm totally stoked despite the low CL.

Re: Woohoo! Hubby just got approved for a Walmart CC!

bichonmom — Mon, 17 Sep 2012 23:27:08 GMT

Theyapproved me for $300 in nov 2011. I'm at $2k now! They are really good with CLIs.

Re: Woohoo! Hubby just got approved for a Walmart CC!

Anonymous — Mon, 17 Sep 2012 23:38:18 GMT

Do cli request always soft pull with walmart?

Re: Woohoo! Hubby just got approved for a Walmart CC!

fuzzybean — Mon, 17 Sep 2012 23:38:43 GMT

@bichonmom wrote:
Theyapproved me for $300 in nov 2011. I'm at $2k now! They are really good with CLIs.

Wow, that's amazing that you're at 2k already. Congratulations!

Re: Woohoo! Hubby just got approved for a Walmart CC!

bichonmom — Mon, 17 Sep 2012 23:46:09 GMT

Thanks! I've CLId every 4 mos.

Yes, gecrb CLIs are always a sp.