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    <title>topic Re: Surprising Upgrade to Walmart Discover! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595530#M439264</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/185288"&gt;@laz98&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!&amp;nbsp; Very neat.&amp;nbsp; This will be my 1st Discover card ever!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 17 Sep 2012 23:40:29 GMT</pubDate>
    <dc:creator>armbenderc</dc:creator>
    <dc:date>2012-09-17T23:40:29Z</dc:date>
    <item>
      <title>Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595504#M439251</link>
      <description>&lt;P&gt;Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!&amp;nbsp; Very neat.&amp;nbsp; This will be my 1st Discover card ever!&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:33:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595504#M439251</guid>
      <dc:creator>laz98</dc:creator>
      <dc:date>2012-09-17T23:33:53Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595512#M439255</link>
      <description>&lt;P&gt;Congratulations!!&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:36:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595512#M439255</guid>
      <dc:creator>calihlove75</dc:creator>
      <dc:date>2012-09-17T23:36:16Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595516#M439257</link>
      <description>&lt;P&gt;Thats awesome!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Does that discover give the same cash back as other discovers?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:37:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595516#M439257</guid>
      <dc:creator>firesoul453</dc:creator>
      <dc:date>2012-09-17T23:37:24Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595530#M439264</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/185288"&gt;@laz98&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!&amp;nbsp; Very neat.&amp;nbsp; This will be my 1st Discover card ever!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:40:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595530#M439264</guid>
      <dc:creator>armbenderc</dc:creator>
      <dc:date>2012-09-17T23:40:29Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595550#M439274</link>
      <description>&lt;P&gt;Congrats! I keep hoping they'll upgrade me soon. I just dont use my WM card much because I don't shop there often. What a nice surprise. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:50:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595550#M439274</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-09-17T23:50:00Z</dc:date>
    </item>
    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595552#M439275</link>
      <description>&lt;P&gt;Thank you everyone!&amp;nbsp; I'm pretty surprised by this.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/620402"&gt;@armbenderc&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/185288"&gt;@laz98&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!&amp;nbsp; Very neat.&amp;nbsp; This will be my 1st Discover card ever!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My CL is $1,600, started at $700.&amp;nbsp; I got the card in July of last year.&amp;nbsp; My utilization right now is just over 60%.&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:52:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595552#M439275</guid>
      <dc:creator>laz98</dc:creator>
      <dc:date>2012-09-17T23:52:04Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595554#M439276</link>
      <description>&lt;P&gt;Can someone please explain the utilization to me?&amp;nbsp; Thank you.&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:56:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595554#M439276</guid>
      <dc:creator>fuzzybean</dc:creator>
      <dc:date>2012-09-17T23:56:16Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595558#M439277</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/569263"&gt;@fuzzybean&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Can someone please explain the utilization to me?&amp;nbsp; Thank you.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;Utilization is how much of your credit line you are using &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:56:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595558#M439277</guid>
      <dc:creator>laz98</dc:creator>
      <dc:date>2012-09-17T23:56:58Z</dc:date>
    </item>
    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595562#M439279</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/185288"&gt;@laz98&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thank you everyone!&amp;nbsp; I'm pretty surprised by this.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/620402"&gt;@armbenderc&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/185288"&gt;@laz98&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!&amp;nbsp; Very neat.&amp;nbsp; This will be my 1st Discover card ever!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My CL is $1,600, started at $700.&amp;nbsp; I got the card in July of last year.&amp;nbsp; My utilization right now is just over 60%.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Wow, congrat. I am waiting for it. I log in to check it everyday. My new fico update from wal-mart site is 700, and my credit is 2.9K with 10% uti, it was almost max 6 months ago but I pay it down rather fast and NO UPGRADE =\.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:57:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595562#M439279</guid>
      <dc:creator>armbenderc</dc:creator>
      <dc:date>2012-09-17T23:57:44Z</dc:date>
    </item>
    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595568#M439280</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/620402"&gt;@armbenderc&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/185288"&gt;@laz98&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thank you everyone!&amp;nbsp; I'm pretty surprised by this.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/620402"&gt;@armbenderc&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/185288"&gt;@laz98&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Came home to find an invitation to upgrade my Walmart card to the Walmart Discover card today!&amp;nbsp; Very neat.&amp;nbsp; This will be my 1st Discover card ever!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What was you CL and how long have you had the card? Also, what is your UTI when you got upgraded?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm waiting for an upgrade also =\ 2.9k CL so far and no upgrade. I have account for 1 years, starting out at 600CL.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My CL is $1,600, started at $700.&amp;nbsp; I got the card in July of last year.&amp;nbsp; My utilization right now is just over 60%.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Wow, congrat. I am waiting for it. I log in to check it everyday. My new fico update from wal-mart site is 700, and my credit is 2.9K with 10% uti, it was almost max 6 months ago but I pay it down rather fast and NO UPGRADE =\.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I hope you get it soon!&amp;nbsp; I never expected to get it myself.&amp;nbsp; My newest Walmart FICO is only 703, so I'm not exactly skyrocketing past anyone in terms of score &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 17 Sep 2012 23:59:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595568#M439280</guid>
      <dc:creator>laz98</dc:creator>
      <dc:date>2012-09-17T23:59:57Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595570#M439281</link>
      <description>&lt;P&gt;Oh OK, duh.&amp;nbsp; I feel stupid now.&amp;nbsp; I'm at 1% on my Visa.&lt;/P&gt;</description>
      <pubDate>Tue, 18 Sep 2012 00:01:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595570#M439281</guid>
      <dc:creator>fuzzybean</dc:creator>
      <dc:date>2012-09-18T00:01:09Z</dc:date>
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    <item>
      <title>Re: Surprising Upgrade to Walmart Discover!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595640#M439303</link>
      <description>Congrats! I just got my Walmart card a week ago...can't wait for the cli's and the upgrade &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 18 Sep 2012 00:45:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Surprising-Upgrade-to-Walmart-Discover/m-p/1595640#M439303</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-18T00:45:43Z</dc:date>
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