topic Re: BoA Pre-Qualifier is back? in Credit Cards

BoA Pre-Qualifier is back?

jsucool76 — Tue, 18 Sep 2012 22:22:12 GMT

I was banging around on the BoA website today and it seems they have a new pre-qualifier tool. I know they used to have one but I remember reading that it was gone.

Anyone else have any experience with this? Am I just really late to the party?

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECVAT2

Re: BoA Pre-Qualifier is back?

Anonymous — Tue, 18 Sep 2012 22:29:10 GMT

Last thing I knew they didn't have one. I just tried that site and after entering my info I got a message saying page unavailable. Did it work for you?

Re: BoA Pre-Qualifier is back?

Anonymous — Tue, 18 Sep 2012 22:37:12 GMT

Very interesting. This is new to my knowledge, as the old preselector that bofa had hasn't worked for quite awhile

edit- Like jsu said it does seem kind of buggy. I think it offered me a 123 card but it was really hard to tell since the software didnt really seem to be working properly. It also asked me to log in to view my offers after I filled out the prequalifier info and hit submit

Re: BoA Pre-Qualifier is back?

jsucool76 — Tue, 18 Sep 2012 22:32:58 GMT

It kicks me back to offers, but it seems very buggy, I've had to refresh the page a few times just to get an offer. The offers it gives me seem no different than their default offers they have on their CC page, and it never uses the words "Pre-qualified" or "pre-approved" anywhere...nor does it use the words "Sorry we couldn't find an offer for you." It seems less like a pre-qualifier and more like it is simply trying to further entice you to apply for a product by giving you the misconception that you are pre-qualified.

Re: BoA Pre-Qualifier is back?

LS2982 — Tue, 18 Sep 2012 22:33:21 GMT

Not sure if this is legit. Offered me a card but I know for sure they cant access my reports with freezes.

Re: BoA Pre-Qualifier is back?

jsucool76 — Tue, 18 Sep 2012 22:36:05 GMT

@LS2982 wrote:
Not sure if this is legit. Offered me a card but I know for sure they cant access my reports with freezes.

At least discover's, amex's and cap1's basically tell you to go away if you don't have an offer, here they just throw an offer in your face and go "TAKE IT!"

Re: BoA Pre-Qualifier is back?

Anonymous — Tue, 18 Sep 2012 22:39:41 GMT

All it did was take me directly to the product information page for one of their cards. Not sure if it's not functioning as intended or if they're trying to trick people or what.

Re: BoA Pre-Qualifier is back?

LS2982 — Tue, 18 Sep 2012 22:43:09 GMT

@jsucool76 wrote:
@LS2982 wrote:
Not sure if this is legit. Offered me a card but I know for sure they cant access my reports with freezes.
At least discover's, amex's and cap1's basically tell you to go away if you don't have an offer, here they just throw an offer in your face and go "TAKE IT!"

Re: BoA Pre-Qualifier is back?

Anonymous — Tue, 18 Sep 2012 22:48:50 GMT

I'm thinking this feature is still in some sort of beta testing phase, given how buggy the interface seems to be.If thats the case, then hopefully boa will be able to refine it over the next few weeks so it more closely mirrors the prequalifiers of the other ccc's.

As it stands right now it is not even really a prequalifier at all unfortunately.

Re: BoA Pre-Qualifier is back?

Duncanrr — Tue, 18 Sep 2012 22:49:17 GMT

It brought up their cash rewards card for me. Didnt say here is your offer or pre-selected or anything.

hmm

Re: BoA Pre-Qualifier is back?

Anonymous — Tue, 18 Sep 2012 22:52:52 GMT

@Duncanrr wrote:
It brought up their cash rewards card for me. Didnt say here is your offer or pre-selected or anything.

That's exactly the same response I received as well.

Re: BoA Pre-Qualifier is back?

sccredit — Tue, 18 Sep 2012 22:55:16 GMT

First time I selected "Travel Rewards" as an interest for the card and it took me to the site for the "Travel Rewards" card, second time I left it blank and it took me to the "Cash Rewards" card. Both of them just had the "Apply Now" link

Re: BoA Pre-Qualifier is back?

jsucool76 — Tue, 18 Sep 2012 23:03:01 GMT

Well this pre-qualifier is a big let down.

I got all excited D:

Re: BoA Pre-Qualifier is back?

Anonymous — Tue, 18 Sep 2012 23:50:23 GMT

I did it twice, first time I got their 1,2,3 CB Rewards Card. 2nd time just got their standard Visa card. Either way, not really interested just wanted to see if it would work.
This is what it looked like at the top...

You are prequalified for

Re: BoA Pre-Qualifier is back?

RyVision — Tue, 18 Sep 2012 23:55:02 GMT

I'm not sure I'd want to touch that link even with a 10 foot mouse! At least not yet, sounds buggy (then again, it's The BOA).

Re: BoA Pre-Qualifier is back?

jamesdwi — Wed, 19 Sep 2012 00:00:10 GMT

@jsucool76 wrote:
I was banging around on the BoA website today and it seems they have a new pre-qualifier tool. I know they used to have one but I remember reading that it was gone.

Anyone else have any experience with this? Am I just really late to the party?

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECVAT2

Too bad, I have blacklisted them, and I'm in the garden, 5 weeks no APs, was slightly tempted yesday 10% off my first purchase, and got home and found out it was a GE backed card and thought about ap-ing at home but nope, not going to do it, not giving up my spade, I have goals.

Re: BoA Pre-Qualifier is back?

jsucool76 — Wed, 19 Sep 2012 00:02:50 GMT

@jamesdwi wrote:
@jsucool76 wrote:
I was banging around on the BoA website today and it seems they have a new pre-qualifier tool. I know they used to have one but I remember reading that it was gone.

Anyone else have any experience with this? Am I just really late to the party?

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECVAT2
Too bad, I have blacklisted them, and I'm in the garden, 5 weeks no APs, was slightly tempted yesday 10% off my first purchase, and got home and found out it was a GE backed card and thought about ap-ing at home but nope, not going to do it, not giving up my spade, I have goals.

I'm in the garden too, but I still check like all the pre-qualifiers like every day for fun I'll be excited when I see something actually pop up on amex's or discover's

Re: BoA Pre-Qualifier is back?

gettnthere — Wed, 19 Sep 2012 00:10:59 GMT

Well I tried it, they offered me the Bankamericard cash back card. I just don't see how its a "pre-qualification" considering my reports are frozen solid and NO other lender has been able to soft my reports.

Re: BoA Pre-Qualifier is back?

Anonymous — Wed, 19 Sep 2012 00:25:18 GMT

It offered me the cash rewards card but I know I wouldn't pass for it. It said nothing of being prequalified anywere on the page other than a apply now, a phone number on the bottom with a priority code, is the priority code the same for everyone or different?

Re: BoA Pre-Qualifier is back?

jsucool76 — Wed, 19 Sep 2012 00:30:44 GMT

I guess it's like an invitation number. This seems more like a "Special Offer" that you would get in the mail as opposed to a pre-approval/pre-qualification.