topic Re: How Much Revolving CL Do You Have With AMEX in Credit Cards

How Much Revolving CL Do You Have With AMEX

Scuba — Sat, 15 Sep 2012 14:43:26 GMT

I am thinking of sending back my Zync and getting another AMEX revolver but I already have 2 revolvers with a combined $33K,

I am thinking AMEX can go higher but not sure.

How much revolving CL do you have with AMEX?

Re: How Much Revolving CL Do You Have With AMEX

Duncanrr — Sat, 15 Sep 2012 14:46:36 GMT

2k. Just got foot back in door. From what I've read I would keep zync and like to new charge for better rewards.

Re: How Much Revolving CL Do You Have With AMEX

jamesdwi — Sat, 15 Sep 2012 14:48:36 GMT

Zync NPSL

Blue 6k

others on here will chime it, I have heard of people with 30k + on a single card. If you send in financial documents it can go over $50k.

automated system doesn't work when you have CL over 25k but will approve a jump from less than 25k to over 25k.

Re: How Much Revolving CL Do You Have With AMEX

android01 — Sat, 15 Sep 2012 14:50:48 GMT

I have a total CL of $32,800 on my AMEX revolvers. I can't get any more CLI's from them unless i provide a 4506-T, which I won't do.

Re: How Much Revolving CL Do You Have With AMEX

RockinRay — Sat, 15 Sep 2012 15:35:59 GMT

$30k with two cards..... BCE and Delta Gold. Will try for a CLI on the Delta Gold late this month.

Really $30k is way more then I need!

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Sat, 15 Sep 2012 15:48:02 GMT

Currently $32,400 ...although I've seen a lot higher limits on here.

Re: How Much Revolving CL Do You Have With AMEX

DVH1980 — Sat, 15 Sep 2012 15:51:39 GMT

1k...........leaving myself some headroom

Re: How Much Revolving CL Do You Have With AMEX

jamesdwi — Sat, 15 Sep 2012 15:56:36 GMT

@DVH1980 wrote:
1k...........leaving myself some headroom

LOL!!!

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Sat, 15 Sep 2012 16:17:53 GMT

Only 2k here with the bcp

Re: How Much Revolving CL Do You Have With AMEX

anderl — Sun, 16 Sep 2012 18:12:31 GMT

I believe you can have 25K on each CC w/no problem(s).

Re: How Much Revolving CL Do You Have With AMEX

DrJim — Sun, 16 Sep 2012 18:38:53 GMT

$25K on my Platinum Delta Skymiles. Will not ask for more but they can auto CLI me if they like!

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Sun, 16 Sep 2012 19:42:28 GMT

PR Gold NPSL

BCP 14.5k

Delta Gold Skymiles 10.9k

Total: 25.4

All of these were acquired in the past month. Dumping that Optima oasis card was the best move I've ever made!

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Mon, 17 Sep 2012 00:27:00 GMT

Started with $19.3K on my BCP, I'm up to $21.8K. I'm trying to make it an even 25 thousand but so far no luck. My total util was up around 10% (God forbid) the last time I tried for a CLI and they shot me down. Probably because that 10% came to around $6.5k so it skewed my DTI ratio.

After I get it to 25 I might go for the free Hilton card for the signup bonus and silver for life, other than that there are no other AmEx cards I am really interested in.

Re: How Much Revolving CL Do You Have With AMEX

cashnocredit — Mon, 17 Sep 2012 02:55:32 GMT

Amex's Centurion Card maxes out at 35k if you use their pay over time feature.

We will not place any charge into a Pay Over Time balance

if it causes the total of your Pay Over Time balances

to go over $35,000.

BTW, this is exactly the same limit as the Zync!

There's a actually a reason for this Amex securitizes the pay-over-time debt to increase their working capital.

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Mon, 17 Sep 2012 03:38:10 GMT

2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.

Re: How Much Revolving CL Do You Have With AMEX

cashnocredit — Mon, 17 Sep 2012 03:53:37 GMT

@Anonymous wrote:
2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.

Smart! Especially with Amex.

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Mon, 17 Sep 2012 03:55:48 GMT

I'm at 7.5k revolving.

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Tue, 18 Sep 2012 00:51:26 GMT

$16.8 on blue cash .

Re: How Much Revolving CL Do You Have With AMEX

calihlove75 — Tue, 18 Sep 2012 00:54:21 GMT

$0.00

Re: How Much Revolving CL Do You Have With AMEX

Anonymous — Tue, 18 Sep 2012 15:56:53 GMT

I got my first AmEx card, a Blue Sky, a little over 2 months ago with an initial CL of $10k. I put in my 61 day CLI this morning and they approved my for $22.5k instead of the full $25k I requested. It bugs my OCD. Has anyone had luck calling up an AmEx CSR after a CLI request to ask for a little bit more?

I was even tempted to decline their offer and take a round $20k but I wasn't sure what would happen if I didn't accept their CLI offer.