topic Re: Fingerhut CLI for being valued customer BUT there's more in Credit Cards

Fingerhut CLI for being valued customer BUT there's more

calihlove75 — Thu, 20 Sep 2012 23:39:57 GMT

Two weeks ago I noticed that I was given a $750 cli which I thought was strange because I never use it. Today I get a letter stating that only a few special customers get this offer and it is a limited time offer. Here is the kicker. I can make the increase permanent, up to the $750 increase should I use it by December 31. So basically, the more I spend, the more I can keep..lol. I just thought it was funny...a limited time offer to secure a permanent CLI.!!!!

Re: Fingerhut CLI for being valued customer BUT there's more

creditnocash — Fri, 21 Sep 2012 01:04:39 GMT

best buy sent me an email saying i was one of there top customers and should be treated special.

but when i asked for a cli from 2500 they straight out denied me.

but anyways congrats on your cli.

Re: Fingerhut CLI for being valued customer BUT there's more

jsucool76 — Fri, 21 Sep 2012 01:29:10 GMT

@calihlove75 wrote:
Two weeks ago I noticed that I was given a $750 cli which I thought was strange because I never use it. Today I get a letter stating that only a few special customers get this offer and it is a limited time offer. Here is the kicker. I can make the increase permanent, up to the $750 increase should I use it by December 31. So basically, the more I spend, the more I can keep..lol. I just thought it was funny...a limited time offer to secure a permanent CLI.!!!!

I actually checked out fingerhut when I first started coming here and was quite interested, and then I saw all their prices...

You need constant CLIs if they expect you to buy anything from them, so overpriced

Re: Fingerhut CLI for being valued customer BUT there's more

firesoul453 — Fri, 21 Sep 2012 02:03:59 GMT

I applied for a fingerhut CL back in the day. I'm pretty sure there was no HP at all. Took a look around their website and never ever use it.

Maybe there getting desprite.

Re: Fingerhut CLI for being valued customer BUT there's more

calihlove75 — Fri, 21 Sep 2012 02:18:01 GMT

@jsucool76 wrote:
@calihlove75 wrote:
Two weeks ago I noticed that I was given a $750 cli which I thought was strange because I never use it. Today I get a letter stating that only a few special customers get this offer and it is a limited time offer. Here is the kicker. I can make the increase permanent, up to the $750 increase should I use it by December 31. So basically, the more I spend, the more I can keep..lol. I just thought it was funny...a limited time offer to secure a permanent CLI.!!!!
I actually checked out fingerhut when I first started coming here and was quite interested, and then I saw all their prices...

You need constant CLIs if they expect you to buy anything from them, so overpriced

I have spent a whopping 45 bucks over the last year with them and that was only because of the free shipping. There is no way they are getting over $700 from me to make it permanent!!

Re: Fingerhut CLI for being valued customer BUT there's more

bichonmom — Fri, 21 Sep 2012 09:04:52 GMT

Seems like it might be a good way for people to start to rebuild. But beyond that, there doesn't seem to be a lot of value to having an acct w/them.

Re: Fingerhut CLI for being valued customer BUT there's more

Boonie — Fri, 21 Sep 2012 13:21:34 GMT

Try Gettington.com. Its the exact same products at a lower price, considerably lower in most instances. The account is backed by Webbank who also recently took over the Fingerhut Credit accounts. Better prices, interest rates and CL. They don't do the temporary CLI offers like Fingerhut.

Re: Fingerhut CLI for being valued customer BUT there's more

calihlove75 — Fri, 21 Sep 2012 15:31:54 GMT

@Boonie wrote:
Try Gettington.com. Its the exact same products at a lower price, considerably lower in most instances. The account is backed by Webbank who also recently took over the Fingerhut Credit accounts. Better prices, interest rates and CL. They don't do the temporary CLI offers like Fingerhut.

Naaa, only reason I keep fingerhut is it is my longest revolving credit line. I just use it a couple times a year for the Retinol face cream. Stuff works great as a hand moisturizer!!

Re: Fingerhut CLI for being valued customer BUT there's more

calihlove75 — Fri, 21 Sep 2012 15:37:53 GMT

@bichonmom wrote:
Seems like it might be a good way for people to start to rebuild. But beyond that, there doesn't seem to be a lot of value to having an acct w/them.

Oh I agree. They were the first to extend me credit when I was re-establishing my credit. I don't have the heart to close it so I use it every now and then. Every so often you can find a great deal but the shipping is crazy nuts so I wait for free shipping. They have some double pack of twin sheet sets (pack of two sets) marked down to $9.99. Looks like a good deal but then they want to charge $10 for shipping on one item,$16 on two,etc.

Re: Fingerhut CLI for being valued customer BUT there's more

firesoul453 — Fri, 21 Sep 2012 16:45:42 GMT

@Boonie wrote:
Try Gettington.com. Its the exact same products at a lower price, considerably lower in most instances. The account is backed by Webbank who also recently took over the Fingerhut Credit accounts. Better prices, interest rates and CL. They don't do the temporary CLI offers like Fingerhut.

There are literally a few dozen sites that provide the same line of credit, all though webbank.

Sites like

newegg

tigerdirect

macmall

Jewelry Television

comp usa

1800 flowers

list goes on and on.

and I'm pretty sure they're a soft pull to apply.

Re: Fingerhut CLI for being valued customer BUT there's more

jsucool76 — Sat, 22 Sep 2012 03:08:25 GMT

@firesoul453 wrote:
@Boonie wrote:
Try Gettington.com. Its the exact same products at a lower price, considerably lower in most instances. The account is backed by Webbank who also recently took over the Fingerhut Credit accounts. Better prices, interest rates and CL. They don't do the temporary CLI offers like Fingerhut.
There are literally a few dozen sites that provide the same line of credit, all though webbank.

Sites like
newegg
tigerdirect
macmall
Jewelry Television
comp usa
1800 flowers

list goes on and on.

and I'm pretty sure they're a soft pull to apply.

1800 flowers offers a LOC?

"I'd like to get 0% financing for 18 months on these 40 dollar flowers please"

Newegg I can understand, since they sell PC parts and stuff, same with tigerdirect and comp USA....flowers I don't quite understand

Re: Fingerhut CLI for being valued customer BUT there's more

firesoul453 — Sat, 22 Sep 2012 03:42:48 GMT

@jsucool76 wrote:
@firesoul453 wrote:
@Boonie wrote:
Try Gettington.com. Its the exact same products at a lower price, considerably lower in most instances. The account is backed by Webbank who also recently took over the Fingerhut Credit accounts. Better prices, interest rates and CL. They don't do the temporary CLI offers like Fingerhut.
There are literally a few dozen sites that provide the same line of credit, all though webbank.

Sites like
newegg
tigerdirect
macmall
Jewelry Television
comp usa
1800 flowers

list goes on and on.

and I'm pretty sure they're a soft pull to apply.
1800 flowers offers a LOC?

"I'd like to get 0% financing for 18 months on these 40 dollar flowers please"

Newegg I can understand, since they sell PC parts and stuff, same with tigerdirect and comp USA....flowers I don't quite understand

lol looks like my info was a bit out of date. Looked it up and said

NOTE: The 1-800-Flowers.com Preferred Account program will be discontinued on December 31, 2010, after which you will no longer be able to make purchases by using your 1-800-Flowers.com Preferred Account. If you have a balance remaining on your Account after December 31, 2010, you will still be responsible for the minimum payment due or the entire balance. If you have any questions regarding your 1-800-Flowers.com Preferred Account, please contact Customer Care at 1-888-609-0796. For your convenience, this site will remain active until at least December 31, 2011"

Dang, now how am I suppose to pay for some flowers!

Re: Fingerhut CLI for being valued customer BUT there's more

mmmagique — Sat, 22 Sep 2012 03:49:38 GMT

Well, if you've ever been broke, and needed to buy funeral flowers for someone you love, you may appreciate a loc. I've been lucky enough in the past to have someone help me, but if I hadn't, there have been times I couldn't have done what I wanted to do.

Re: Fingerhut CLI for being valued customer BUT there's more

Anonymous — Wed, 24 Oct 2012 17:42:09 GMT

I am in the rebuilding stage until my student loan rehab is completed in March 2013. My one direct loan student loan shows up on my credit report like 7 accounts holding my credit score hostage at 629. I just got fingerhut yesterday to help my utilization, whats another $500. I currently have Cap One Cash Reward $750 (been stuck there for 1.5years) Cap One Plat $500, Jared $550, Target, Victoria Secret, and NY & Co, CU LOC $2000. No Lates in 3yrs. Fingerhut is just that a rebuilder. It amazes me when people claw their way to prime cards and put down the builder/rebuilder cards. Lets face it builder/rebuilder cards are suppose to be just what they are, so you can move right on up from them to prime cards all while learning how to understand and be responsible with credit.