topic new cards in Credit Cards

new cards

Anonymous — Sun, 23 Sep 2012 18:28:55 GMT

Just closed on my home last week credit scores were all around 700s income is 35000 plus a year. Have two cards now one with 800 paid off and the other is 1300 with only 20 left to pay on. I would like to get a chase freedom since I've read so much good stuff on and I also received a wallmart card offer in the mail and a mydiscover can anyone give me information is it better off to apply on the phone or online or in person.thanks for any help

Re: new cards

Duncanrr — Sun, 23 Sep 2012 18:37:22 GMT

I've not read any threads that there really is a difference. I applied online for mine and didn't have any issues.

Re: new cards

jsucool76 — Sun, 23 Sep 2012 18:49:15 GMT

Walmart I would apply in store, since your identity can be verified right then and there if there is any issues, and also if you spend $100+ you get $20 off. For me it is easier to spend $100 in the store than it is on walmart.com so that is 1 plus.

The other two I wouldn't think there is a big difference. Same thing if you apply in branch for chase freedom, they can verify your identity, but unless you have a large deposit account with them the banker won't really be able to help you with anything.

Re: new cards

webhopper — Sun, 23 Sep 2012 19:24:19 GMT

Apply in a branch for chase freedom. Apply on the phone for discover.

Re: new cards

LS2982 — Sun, 23 Sep 2012 21:05:47 GMT

@webhopper wrote:
Apply in a branch for chase freedom. Apply on the phone for discover.

Whats the difference applying in branch or on the phone with Chase?

Re: new cards

Anonymous — Mon, 24 Sep 2012 17:45:13 GMT

Thanks webhopper went to chase bank got the approval for freedom with 3000 limit didnt take long at all. I'm going to call discover here in a Little