https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1606872#M442688 <P>More Navy Federal love. &nbsp;I just posted last month that Navy Fed gave me a $1500 cash rewards card with a 618 TU. &nbsp;I received an invite to Refi my vehincle and called Friday to take advantage of "member appreciation week." &nbsp;I ended up getting 4.5 points knocked off to refi (plus a $400 member appreciation gift) and struck up a conversation about navcheck. &nbsp;I ended up asking for $2000 after a quick convo and they got me approved rather quickly.. &nbsp;It seemed too easy and afterwards thought that maybe I should have asked for more, but I'm already getting more from Navy than I think I deserve and didn't want to push my luck. &nbsp;I know that in a year or two I'll have really nice limits with them. &nbsp;Add in a $500 Cap One card that I qualified for and I've gone from only $700 of secured credit to $4700 in total revolving credit ($4000 unsecured) in the past 30 days.</P><P>&nbsp;</P><P>I think I'll be stuck in the 615-630 range until late next year when some charge-off / collections finally fall off (all paid), but it's nice to be headed in the right direction. &nbsp;And very excited that Navy Federal is taking a chance on me! &nbsp;I'll starve to death before ever being late on a payment with them.</P> Tue, 25 Sep 2012 01:26:58 GMT Way 2012-09-25T01:26:58Z https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1606872#M442688 <P>More Navy Federal love. &nbsp;I just posted last month that Navy Fed gave me a $1500 cash rewards card with a 618 TU. &nbsp;I received an invite to Refi my vehincle and called Friday to take advantage of "member appreciation week." &nbsp;I ended up getting 4.5 points knocked off to refi (plus a $400 member appreciation gift) and struck up a conversation about navcheck. &nbsp;I ended up asking for $2000 after a quick convo and they got me approved rather quickly.. &nbsp;It seemed too easy and afterwards thought that maybe I should have asked for more, but I'm already getting more from Navy than I think I deserve and didn't want to push my luck. &nbsp;I know that in a year or two I'll have really nice limits with them. &nbsp;Add in a $500 Cap One card that I qualified for and I've gone from only $700 of secured credit to $4700 in total revolving credit ($4000 unsecured) in the past 30 days.</P><P>&nbsp;</P><P>I think I'll be stuck in the 615-630 range until late next year when some charge-off / collections finally fall off (all paid), but it's nice to be headed in the right direction. &nbsp;And very excited that Navy Federal is taking a chance on me! &nbsp;I'll starve to death before ever being late on a payment with them.</P> Tue, 25 Sep 2012 01:26:58 GMT https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1606872#M442688 Way 2012-09-25T01:26:58Z https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1607516#M442886 <P>Congratulations!!! It's certainly nice when you can finally see yourself crawling out of the credit dungeon! I know, I've been there. Keep up the good work!</P> Tue, 25 Sep 2012 15:40:59 GMT https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1607516#M442886 Anonymous 2012-09-25T15:40:59Z https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1607522#M442888 <P>Congrats !!</P><P>&nbsp;</P><P>I did the refi with them on my other vehicle last week. Got a 2.5% for 36 months (from 6.9%). Can't beat the $400&nbsp; in your savings <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Tue, 25 Sep 2012 15:43:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1607522#M442888 CS800 2012-09-25T15:43:06Z https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1607548#M442894 <P>CONGRATS!!! Well deserved....use wisely..</P> Tue, 25 Sep 2012 15:48:51 GMT https://ficoforums.myfico.com/t5/Credit-Cards/More-Navy-Federal-Refi-Navcheck/m-p/1607548#M442894 Anonymous 2012-09-25T15:48:51Z